CFPB · Single-product concentration

Garner & Conner, PLLC

16 CFPB complaints · 93.8% in "Debt collection" · top issue False statements or representation.

16 CFPB complaints

Garner & Conner, PLLC: 93.8% of 16 CFPB complaints sit in "Debt collection". Timely 93.8% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2016 to 2025

CFPB relief outcome brief

CCDB company garner-conner-pllc

0% relief · 93.8% timely · 16 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Garner & Conner, PLLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Garner & Conner, PLLC and nearest filing-volume peers

Garner & Conner, PLLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Garner & Conner, PLLC's 16 filings include narrative text

62.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 93.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Garner & Conner, PLLC complaint mix by product

Total complaints: 16

Garner & Conner, PLLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 16 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 15 complaints (93.8%), resolution 0.0% Debt collection 93.8% Credit card: 1 complaints (6.3%), resolution 0.0% Credit card 6.3%
  • Debt collection 15 93.8% 0% relief
  • Credit card 1 6.3% 0% relief

How Garner & Conner, PLLC's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 15
Credit card 1

Concentrated filing states for Garner & Conner, PLLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TN
81.3% of this company's filings
TN13NV2FL1

Garner & Conner, PLLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
2
-50% vs 2016
012345 20162017201820202021202220242025 2

Top States

State Complaints
TN 13
NV 2
FL 1

Top Issues

Issue Complaints
False statements or representation 3
Attempts to collect debt not owed 3
Cont'd attempts collect debt not owed 3
Written notification about debt 3
Took or threatened to take negative or legal action 2
Other 1
Taking/threatening an illegal action 1

Yearly Trend

Year Complaints Timely
2016 4 75%
2017 2 100%
2018 2 100%
2020 1 100%
2021 1 100%
2022 2 100%
2024 2 100%
2025 2 100%

Source: CFPB Consumer Complaint Database

Garner & Conner, PLLC filings cluster in one product

Garner & Conner, PLLC's 16 logged complaints stay concentrated: only 3 states show a filing. 62.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-05-27.

Garner & Conner, PLLC answers 93.8% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Garner & Conner, PLLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Garner & Conner, PLLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Garner & Conner, PLLC (93.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration