CFPB · Mid-pack CFPB posture
Garden State Check Cashing Service, Inc.
3 CFPB complaints · 1 states · top issue Fraud or scam.
Garden State Check Cashing Service, Inc. has 3 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Money transfers. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- -50% filings 2015 to 2021
CFPB relief outcome brief
CCDB company garden-state-check-cashing-service-inc
0% relief · 100% timely · 3 filings · Money transfers
Nearest relief peer: Credit Bureau of Carbon County (3% relief)
Garden State Check Cashing Service, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Garden State Check Cashing Service, Inc. complaint mix by product
- Money transfers 2 66.7% – 0% relief
- Money transfer, 1 33.3% – 0% relief
How Garden State Check Cashing Service, Inc.'s 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Money transfers | 2 |
| Money transfer, virtual currency, or money service | 1 |
Garden State Check Cashing Service, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2021
- 1
- -50% vs 2015
Top States
| State | Complaints |
|---|---|
| NJ | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 2 |
| Confusing or missing disclosures | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2021 | 1 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Garden State Check Cashing Service, Inc.
Garden State Check Cashing Service, Inc.'s 3 logged complaints stay concentrated: only 1 state shows a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2021-12-03.
Garden State Check Cashing Service, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfers" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Garden State Check Cashing Service, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Garden State Check Cashing Service, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 3.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Garden State Check Cashing Service, Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture