CFPB · Diversified product mix
Fresh Start Funding, LLC
20 CFPB complaints · diversified mix (top product 30%) · top issue Took or threatened to take negative or legal action.
Fresh Start Funding, LLC: top product "Credit reporting or other personal consumer reports" is only 30% of 20 - multi-bucket mix. Timely 75% · relief 0%. Allegations, not findings.
- Diversified product mix
- +500% filings 2021 to 2026
CFPB relief outcome brief
CCDB company fresh-start-funding-llc
0% relief · 75% timely · 20 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
Fresh Start Funding, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 20 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Fresh Start Funding, LLC complaint mix by product
- Credit reporting 6 30.0% – 0% relief
- Debt collection 6 30.0% – 0% relief
- Credit reporting, 3 15.0% – 0% relief
- Money transfer, 2 10.0% – 0% relief
- Debt or 1 5.0% – 0% relief
- Credit card 1 5.0% – 0% relief
- Payday loan, 1 5.0% – 0% relief
How Fresh Start Funding, LLC's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 6 |
| Debt collection | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Money transfer, virtual currency, or money service | 2 |
| Debt or credit management | 1 |
| Credit card | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Where Fresh Start Funding, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NV
- 15% of this company's filings
Fresh Start Funding, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +500% vs 2021
Top States
| State | Complaints |
|---|---|
| NV | 3 |
| AZ | 3 |
| TX | 2 |
| AR | 2 |
| FL | 2 |
| MS | 2 |
| NC | 2 |
| MO | 1 |
| WI | 1 |
| IL | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 5 |
| Incorrect information on your report | 4 |
| Improper use of your report | 3 |
| Confusing or misleading advertising or marketing | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem with a company's investigation into an existing issue | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Fraud or scam | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 1 | 100% |
| 2023 | 4 | 100% |
| 2024 | 4 | 100% |
| 2025 | 5 | 80% |
| 2026 | 6 | 33.3% |
Source: CFPB Consumer Complaint Database
Fresh Start Funding, LLC spreads across product buckets
Fresh Start Funding, LLC's 20 logged complaints stay concentrated: only 11 states show a filing. Only 30% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-06-25.
Fresh Start Funding, LLC answers 75% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Fresh Start Funding, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Fresh Start Funding, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 20.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 75%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Fresh Start Funding, LLC (75% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix