Fresh Start Funding, LLC
20 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Fresh Start Funding, LLC complaint mix by product
- Credit reporting 6 30.0% – 0% relief
- Debt collection 6 30.0% – 0% relief
- Credit reporting, 3 15.0% – 0% relief
- Money transfer, 2 10.0% – 0% relief
- Debt or 1 5.0% – 0% relief
- Credit card 1 5.0% – 0% relief
- Payday loan, 1 5.0% – 0% relief
How Fresh Start Funding, LLC's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 6 |
| Debt collection | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Money transfer, virtual currency, or money service | 2 |
| Debt or credit management | 1 |
| Credit card | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Top States
| State | Complaints |
|---|---|
| NV | 3 |
| AZ | 3 |
| TX | 2 |
| AR | 2 |
| FL | 2 |
| MS | 2 |
| NC | 2 |
| MO | 1 |
| WI | 1 |
| IL | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 5 |
| Incorrect information on your report | 4 |
| Improper use of your report | 3 |
| Confusing or misleading advertising or marketing | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem with a company's investigation into an existing issue | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Fraud or scam | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 1 | 100% |
| 2023 | 4 | 100% |
| 2024 | 4 | 100% |
| 2025 | 5 | 80% |
| 2026 | 6 | 33.3% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Fresh Start Funding, LLC
Fresh Start Funding, LLC's 20 logged complaints stay concentrated: only 11 states show a filing on record. Only 30% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2021 through 2026-06-25.
Fresh Start Funding, LLC answers 75% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Fresh Start Funding, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Fresh Start Funding, LLC have?
20, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Fresh Start Funding, LLC respond to complaints on time?
75% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Fresh Start Funding, LLC?
"Took or threatened to take negative or legal action", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.