CFPB · Single-product concentration

Focused Recovery Solutions, Inc.

97 CFPB complaints · 88.7% in "Debt collection" · top issue Attempts to collect debt not owed.

97 CFPB complaints

Focused Recovery Solutions, Inc.: 88.7% of 97 CFPB complaints sit in "Debt collection". Timely 72.2% · relief 22.7%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2013 to 2021

CFPB relief outcome brief

CCDB company focused-recovery-solutions-inc

22.7% relief · 72.2% timely · 97 filings · Debt collection

Nearest relief peer: Worldwide Processing Group, LLC (22.6% relief)

Focused Recovery Solutions, …22.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Focused Recovery Solutions, Inc. and nearest filing-volume peers

Focused Recovery Solutions, Inc. closes 22.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Focused Recovery Solutions, Inc.'s 97 filings include narrative text

41.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 72.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 22.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Focused Recovery Solutions, Inc. complaint mix by product

Total complaints: 97

Focused Recovery Solutions, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 97 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 86 complaints (88.7%), resolution 23.3% Debt collection 88.7% Credit reporting,: 9 complaints (9.3%), resolution 11.1% Credit reporting, 9.3% Bank account: 1 complaints (1.0%), resolution 0.0% Credit reporting: 1 complaints (1.0%), resolution 100.0%
  • Debt collection 86 88.7% 23% relief
  • Credit reporting, 9 9.3% 11% relief
  • Bank account 1 1.0% 0% relief
  • Credit reporting 1 1.0% 100% relief

How Focused Recovery Solutions, Inc.'s 97 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 86
Credit reporting, credit repair services, or other personal consumer reports 9
Bank account or service 1
Credit reporting 1

Concentrated filing states for Focused Recovery Solutions, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
VA
78.4% of this company's filings
VA76CA3SC3NC3NJ2MD2AP1WV1

Focused Recovery Solutions, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2021
4
0% vs 2013
05101520 201320142015201620172018201920202021 4

Top States

State Complaints
VA 76
CA 3
SC 3
NC 3
NJ 2
MD 2
AP 1
WV 1
OH 1
NY 1
KY 1
FL 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 21
Cont'd attempts collect debt not owed 20
Written notification about debt 17
Disclosure verification of debt 12
Communication tactics 8
Incorrect information on your report 8
Improper contact or sharing of info 4
False statements or representation 2
Problem with a credit reporting company's investigation into an existing problem 1
Making/receiving payments, sending money 1
Incorrect information on credit report 1
Took or threatened to take negative or legal action 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 10 80%
2015 9 55.6%
2016 17 47.1%
2017 15 86.7%
2018 17 88.2%
2019 18 94.4%
2020 3 0%
2021 4 0%

Source: CFPB Consumer Complaint Database

Focused Recovery Solutions, Inc. filings cluster in one product

Focused Recovery Solutions, Inc.'s 97 logged complaints stay concentrated: only 12 states show a filing. 41.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2021-07-13.

Focused Recovery Solutions, Inc. answers 72.2% of complaints inside the CFPB's tracked window and closes 69.1% with a written explanation. 22.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Focused Recovery Solutions, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Focused Recovery Solutions, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Focused Recovery Solutions, Inc. (72.2% timely; 22.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration