CFPB · Single-product concentration
FMA Alliance, Ltd.
329 CFPB complaints · 89.7% in "Debt collection" · top issue Attempts to collect debt not owed.
FMA Alliance, Ltd.: 89.7% of 329 CFPB complaints sit in "Debt collection". Timely 99.7% · relief 19.1%. Allegations, not findings.
- Single-product concentration
- +1000% filings 2013 to 2026
CFPB relief outcome brief
CCDB company fma-alliance-ltd
19.1% relief · 99.7% timely · 329 filings · Debt collection
Same-product relief peers
Nearest relief peer: Kelsting Group, Inc. (19.2% relief)
FMA Alliance, Ltd. closes 19.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 329 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
FMA Alliance, Ltd. complaint mix by product
- Debt collection 295 90.2% – 19% relief
- Credit reporting 17 5.2% – 35% relief
- Credit reporting, 6 1.8% – 0% relief
- Credit card 3 0.9% – 0% relief
- Vehicle loan 2 0.6% – 50% relief
- Checking or 2 0.6% – 0% relief
- Consumer Loan 2 0.6% – 0% relief
How FMA Alliance, Ltd.'s 329 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 295 |
| Credit reporting or other personal consumer reports | 17 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit card | 3 |
| Vehicle loan or lease | 2 |
| Checking or savings account | 2 |
| Consumer Loan | 2 |
| Money transfer, virtual currency, or money service | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Nationwide filing states for FMA Alliance, Ltd.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 25.5% of this company's filings
FMA Alliance, Ltd. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 33
- +1000% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 84 |
| CA | 32 |
| FL | 24 |
| GA | 20 |
| PA | 14 |
| LA | 11 |
| MS | 10 |
| NJ | 10 |
| IL | 10 |
| CO | 9 |
| TN | 8 |
| NY | 8 |
| NC | 7 |
| AL | 7 |
| OH | 6 |
| VA | 6 |
| AZ | 6 |
| MD | 5 |
| MA | 4 |
| SC | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 99 |
| Communication tactics | 47 |
| Written notification about debt | 45 |
| False statements or representation | 29 |
| Cont'd attempts collect debt not owed | 26 |
| Threatened to contact someone or share information improperly | 17 |
| Incorrect information on your report | 13 |
| Took or threatened to take negative or legal action | 11 |
| Electronic communications | 10 |
| Improper contact or sharing of info | 8 |
| Improper use of your report | 6 |
| Disclosure verification of debt | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Confusing or missing disclosures | 1 |
| Problem with a purchase shown on your statement | 1 |
| Problems at the end of the loan or lease | 1 |
| Struggling to pay your loan | 1 |
| Closing an account | 1 |
| Getting a credit card | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 3 | 100% |
| 2014 | 18 | 100% |
| 2015 | 14 | 100% |
| 2016 | 10 | 100% |
| 2017 | 24 | 100% |
| 2018 | 13 | 100% |
| 2019 | 13 | 100% |
| 2020 | 18 | 94.4% |
| 2021 | 11 | 100% |
| 2022 | 24 | 100% |
| 2023 | 26 | 100% |
| 2024 | 52 | 100% |
| 2025 | 70 | 100% |
| 2026 | 33 | 100% |
Source: CFPB Consumer Complaint Database
FMA Alliance, Ltd. filings cluster in one product
FMA Alliance, Ltd.'s 329 logged complaints reach a nationwide footprint - 40 states have at least one filing. Only 37.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-24.
FMA Alliance, Ltd. answers 99.7% of complaints inside the CFPB's tracked window and closes 79.3% with a written explanation. 19.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FMA Alliance, Ltd..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for FMA Alliance, Ltd.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 329.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for FMA Alliance, Ltd. (99.7% timely; 19.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration