CFPB · Narrative-heavy record

Florida Home Trust Mortgage

30 CFPB complaints · 56.7% with narratives · top issue Managing an account.

30 CFPB complaints

Florida Home Trust Mortgage: 56.7% of 30 filings include consumer narratives. Timely 83.3% · relief 23.3% · top product Checking or savings account. Allegations, not findings.

  • Narrative-heavy record
  • +200% filings 2017 to 2026

CFPB relief outcome brief

CCDB company florida-home-trust-mortgage

23.3% relief · 83.3% timely · 30 filings · Checking or savings account

Nearest relief peer: Beacon Financial Corporation (23.3% relief)

Florida Home Trust Mortgage …23.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Florida Home Trust Mortgage and nearest filing-volume peers

Florida Home Trust Mortgage closes 23.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Florida Home Trust Mortgage's 30 filings include narrative text

56.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 23.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Florida Home Trust Mortgage complaint mix by product

Total complaints: 30

Florida Home Trust Mortgage complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 14 complaints (46.7%), resolution 35.7% Checking or 46.7% Money transfer,: 7 complaints (23.3%), resolution 0.0% Money transfer, 23.3% Credit card: 3 complaints (10.0%), resolution 66.7% Credit card 10.0% Mortgage: 3 complaints (10.0%), resolution 0.0% Mortgage 10.0% Prepaid card: 2 complaints (6.7%), resolution 0.0% Prepaid card 6.7% Debt collection: 1 complaints (3.3%), resolution 0.0%
  • Checking or 14 46.7% 36% relief
  • Money transfer, 7 23.3% 0% relief
  • Credit card 3 10.0% 67% relief
  • Mortgage 3 10.0% 0% relief
  • Prepaid card 2 6.7% 0% relief
  • Debt collection 1 3.3% 0% relief

How Florida Home Trust Mortgage's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 14
Money transfer, virtual currency, or money service 7
Credit card 3
Mortgage 3
Prepaid card 2
Debt collection 1

Where Florida Home Trust Mortgage complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
20% of this company's filings
FL6DE1SC1

Florida Home Trust Mortgage rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2017
0246810 20172018202020212023202420252026 3

Top States

State Complaints
FL 6
DE 1
SC 1

Top Issues

Issue Complaints
Managing an account 12
Other transaction problem 5
Problem with a purchase shown on your statement 3
Closing an account 2
Trouble during payment process 2
Problem with a purchase or transfer 1
Confusing or missing disclosures 1
Unexpected or other fees 1
Wrong amount charged or received 1
Attempts to collect debt not owed 1
Loan servicing, payments, escrow account 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2018 1 100%
2020 1 100%
2021 2 100%
2023 6 50%
2024 7 100%
2025 9 88.9%
2026 3 66.7%

Source: CFPB Consumer Complaint Database

Florida Home Trust Mortgage's narrative-rich complaint ledger

Florida Home Trust Mortgage's 30 logged complaints stay concentrated: only 3 states show a filing. 56.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-02.

Florida Home Trust Mortgage answers 83.3% of complaints inside the CFPB's tracked window and closes 76.7% with a written explanation. 23.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Florida Home Trust Mortgage.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Florida Home Trust Mortgage: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Florida Home Trust Mortgage (83.3% timely; 23.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record