CFPB · Single-product concentration
First Loan Choice
3 CFPB complaints · 100% in "Payday loan, title loan, or personal loan" · top issue Can't stop withdrawals from your bank account.
First Loan Choice: 100% of 3 CFPB complaints sit in "Payday loan, title loan, or personal loan". Timely 0% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2021 to 2021
CFPB relief outcome brief
CCDB company first-loan-choice
0% relief · 0% timely · 3 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Kashia Services (0% relief)
First Loan Choice closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Loan Choice complaint mix by product
- Payday loan, 3 100.0% – 0% relief
How First Loan Choice's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 3 |
Where First Loan Choice complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- OH
- 33.3% of this company's filings
Top States
| State | Complaints |
|---|---|
| OH | 1 |
| CA | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Can't stop withdrawals from your bank account | 1 |
| Problem when making payments | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 3 | 0% |
Source: CFPB Consumer Complaint Database
First Loan Choice filings cluster in one product
First Loan Choice's 3 logged complaints stay concentrated: only 3 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2021-07-26.
First Loan Choice answers 0% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Can't stop withdrawals from your bank account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Loan Choice.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for First Loan Choice: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 3.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for First Loan Choice (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration