CFPB · Lighter filing volume

Thaxton Investment Corporation

1.6K CFPB complaints (light-volume third) · 37 states · top issue Incorrect information on your report.

1.6K CFPB complaints

Thaxton Investment Corporation is in the light-volume third with 1.6K CFPB complaints (ranks #262 of 342). Timely 99.3% · relief 14.1% · top product Debt collection. Allegations, not findings.

  • Volume rank #262 of 342
  • Lighter filing volume
  • +1784.6% filings 2013 to 2026

CFPB relief outcome brief

CCDB company thaxton-investment-corporation

14.1% relief · 99.3% timely · 1.6K filings · Debt collection

Nearest relief peer: Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch (14.1% relief)

Thaxton Investment Corporati…14.1%Great Lakes0.6%United Revenue Corporation3.5%First Horizon Bank15.8%United PanAm Financial Corp.6.3%
Closed-with-relief % among Thaxton Investment Corporation and nearest filing-volume peers

Thaxton Investment Corporation closes 14.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 1.6K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 99.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 14.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Thaxton Investment Corporation complaint mix by product

Total complaints: 1.6K

Thaxton Investment Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.6K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 559 complaints (36.3%), resolution 16.3% Debt collection 36.3% Credit reporting: 417 complaints (27.0%), resolution 24.7% Credit reporting 27.0% Credit reporting,: 198 complaints (12.8%), resolution 0.5% Credit reporting, 12.8% Payday loan,: 152 complaints (9.9%), resolution 0.7% Payday loan, 9.9% Payday loan,: 142 complaints (9.2%), resolution 12.7% Payday loan, 9.2% Consumer Loan: 52 complaints (3.4%), resolution 7.7% Vehicle loan: 22 complaints (1.4%), resolution 4.5%
  • Debt collection 559 36.3% 16% relief
  • Credit reporting 417 27.0% 25% relief
  • Credit reporting, 198 12.8% 1% relief
  • Payday loan, 152 9.9% 1% relief
  • Payday loan, 142 9.2% 13% relief
  • Consumer Loan 52 3.4% 8% relief
  • Vehicle loan 22 1.4% 5% relief

Lighter-volume mix: how Thaxton Investment Corporation's 1.6K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Debt collection 559
Credit reporting or other personal consumer reports 417
Credit reporting, credit repair services, or other personal consumer reports 198
Payday loan, title loan, or personal loan 152
Payday loan, title loan, personal loan, or advance loan 142
Consumer Loan 52
Vehicle loan or lease 22
Credit card 6
Payday loan 6
Credit reporting 3
Debt or credit management 2
Credit card or prepaid card 2
Money transfer, virtual currency, or money service 2
Checking or savings account 1
Bank account or service 1

Where Thaxton Investment Corporation complaints are filed

Top states by attributed volume, lighter-filing company

Concentrated footprint
Leading state
TX
22.9% of this company's filings
TX358SC301GA221AL165TN132IL83IN45OK37

Thaxton Investment Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
245
+1784.6% vs 2013
0100200300400 20132015201720192021202320252026 245

Top States

State Complaints
TX 358
SC 301
GA 221
AL 165
TN 132
IL 83
IN 45
OK 37
WI 33
MO 33
FL 23
KY 22
NC 20
MS 13
LA 12
CA 7
PA 6
VA 5
MI 5
OH 5

Top Issues

Issue Complaints
Incorrect information on your report 341
Attempts to collect debt not owed 203
Improper use of your report 168
Took or threatened to take negative or legal action 130
Problem with a company's investigation into an existing problem 102
Struggling to pay your loan 78
Communication tactics 76
Problem when making payments 55
Problem with a credit reporting company's investigation into an existing problem 49
Written notification about debt 47
False statements or representation 43
Charged fees or interest you didn't expect 36
Problems when you are unable to pay 27
Improper contact or sharing of info 25
Managing the loan or lease 23
Threatened to contact someone or share information improperly 21
Problem with the payoff process at the end of the loan 20
Problem with additional add-on products or services 18
Getting the loan 16
Received a loan you didn't apply for 10

Yearly Trend

Year Complaints Timely
2013 13 100%
2014 28 100%
2015 35 100%
2016 30 73.3%
2017 47 97.9%
2018 60 98.3%
2019 57 100%
2020 62 100%
2021 90 98.9%
2022 118 100%
2023 195 100%
2024 241 100%
2025 344 100%
2026 245 100%

Source: CFPB Consumer Complaint Database

Thaxton Investment Corporation in the light-volume third

Thaxton Investment Corporation's 1,565 logged complaints stay concentrated: only 37 states show a filing. Only 39.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25. Volume lands in the lightest third of the indexed company corpus (#262 of 342).

Thaxton Investment Corporation answers 99.3% of complaints inside the CFPB's tracked window and closes 85.4% with a written explanation. 14.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Thaxton Investment Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Thaxton Investment Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Thaxton Investment Corporation (#262 of 342; 99.3% timely; 14.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter filing volume