2026 data Public-data reference. official source

Thaxton Investment Corporation

1.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.3K consumer complaints filed with the CFPB

This profile shows Thaxton Investment Corporation's complaint history from CFPB public records. 1,298 consumers have filed complaints since 2013. The company has a 99.2% timely response rate and has provided relief in 12.6% of cases.

1.3K
Total Complaints
99.2%
Timely Response
1.2%
Disputed
12.6%
Relief Provided
34
States Active
2013
Since

Total complaints

1.3K

Filed since 2013

Timely response

99.2%

CFPB-tracked response window

Relief rate

12.6%

Closed with monetary or non-monetary relief

Timely response rate 99.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.6%
Industry median

Share closed with monetary or non-monetary relief.

Thaxton Investment Corporation complaint mix by product

Total complaints: 1.3K

Thaxton Investment Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 456 complaints (35.7%), resolution 12.3% Debt collection 35.7% Credit reporting: 330 complaints (25.8%), resolution 24.8% Credit reporting 25.8% Credit reporting,: 173 complaints (13.5%), resolution 0.6% Credit reporting, 13.5% Payday loan,: 138 complaints (10.8%), resolution 0.7% Payday loan, 10.8% Payday loan,: 113 complaints (8.8%), resolution 14.2% Payday loan, 8.8% Consumer Loan: 52 complaints (4.1%), resolution 7.7% Vehicle loan: 15 complaints (1.2%), resolution 6.7%
  • Debt collection 456 35.7% 12% relief
  • Credit reporting 330 25.8% 25% relief
  • Credit reporting, 173 13.5% 1% relief
  • Payday loan, 138 10.8% 1% relief
  • Payday loan, 113 8.8% 14% relief
  • Consumer Loan 52 4.1% 8% relief
  • Vehicle loan 15 1.2% 7% relief

How Thaxton Investment Corporation's 1.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 456
Credit reporting or other personal consumer reports 330
Credit reporting, credit repair services, or other personal consumer reports 173
Payday loan, title loan, or personal loan 138
Payday loan, title loan, personal loan, or advance loan 113
Consumer Loan 52
Vehicle loan or lease 15
Credit card 5
Payday loan 5
Credit reporting 3
Money transfer, virtual currency, or money service 2
Debt or credit management 2
Credit card or prepaid card 2
Bank account or service 1
Checking or savings account 1

Top States

State Complaints
TX 299
SC 254
GA 181
AL 147
TN 113
IL 63
IN 37
OK 29
WI 28
MO 27
NC 18
KY 18
FL 14
MS 11
LA 9
CA 6
AR 5
PA 5
MI 4
AZ 4

Top Issues

Issue Complaints
Incorrect information on your report 284
Attempts to collect debt not owed 165
Improper use of your report 137
Took or threatened to take negative or legal action 92
Problem with a company's investigation into an existing problem 82
Communication tactics 70
Struggling to pay your loan 67
Problem when making payments 49
Problem with a credit reporting company's investigation into an existing problem 42
Written notification about debt 36
False statements or representation 35
Problems when you are unable to pay 27
Charged fees or interest you didn't expect 26
Improper contact or sharing of info 25
Threatened to contact someone or share information improperly 19
Managing the loan or lease 19
Problem with additional add-on products or services 16
Problem with the payoff process at the end of the loan 16
Getting the loan 14
Received a loan you didn't apply for 7

Yearly Trend

Year Complaints Timely
2013 13 100%
2014 28 100%
2015 34 100%
2016 30 73.3%
2017 45 97.8%
2018 56 98.2%
2019 54 100%
2020 58 100%
2021 77 98.7%
2022 108 100%
2023 170 100%
2024 213 100%
2025 288 100%
2026 124 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Thaxton Investment Corporation

Thaxton Investment Corporation has accumulated 1,298 consumer complaints in the CFPB public database, with filings active across 34 U.S. states. Of those submissions, 450 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Thaxton Investment Corporation reports a 99.2% timely-response rate and has closed 87.1% of cases with a written explanation to the consumer. 12.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Thaxton Investment Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Thaxton Investment Corporation have?

Thaxton Investment Corporation has received 1,298 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Thaxton Investment Corporation respond to complaints on time?

Thaxton Investment Corporation has a 99.2% timely response rate to CFPB complaints.

What is the most common complaint about Thaxton Investment Corporation?

The most common issue reported against Thaxton Investment Corporation is "Incorrect information on your report" in the "Debt collection" product category.

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