CFPB · Narrative-heavy record
First Financial of Columbia, Inc
6 CFPB complaints · 66.7% with narratives · top issue Incorrect information on your report.
First Financial of Columbia, Inc: 66.7% of 6 filings include consumer narratives. Timely 83.3% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- -50% filings 2018 to 2026
CFPB relief outcome brief
CCDB company first-financial-of-columbia-inc
0% relief · 83.3% timely · 6 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
First Financial of Columbia, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Financial of Columbia, Inc complaint mix by product
- Credit reporting, 4 66.7% – 0% relief
- Debt collection 2 33.3% – 0% relief
How First Financial of Columbia, Inc's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Debt collection | 2 |
First Financial of Columbia, Inc falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2018
Top States
| State | Complaints |
|---|---|
| SC | 6 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 2 |
| Improper use of your report | 2 |
| Attempts to collect debt not owed | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 2 | 100% |
| 2019 | 2 | 100% |
| 2022 | 1 | 100% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
First Financial of Columbia, Inc's narrative-rich complaint ledger
First Financial of Columbia, Inc's 6 logged complaints stay concentrated: only 1 state shows a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-03-17.
First Financial of Columbia, Inc answers 83.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Financial of Columbia, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for First Financial of Columbia, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 6.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for First Financial of Columbia, Inc (83.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record