CFPB · Diversified product mix

First Consumers Financial LLC

13 CFPB complaints · diversified mix (top product 30.8%) · top issue Incorrect information on your report.

13 CFPB complaints

First Consumers Financial LLC: top product "Debt collection" is only 30.8% of 13 - multi-bucket mix. Timely 92.3% · relief 7.7%. Allegations, not findings.

  • Diversified product mix
  • 0% filings 2017 to 2026

CFPB relief outcome brief

CCDB company first-consumers-financial-llc

7.7% relief · 92.3% timely · 13 filings · Debt collection

Nearest relief peer: Acima Credit, LLC (7.7% relief)

First Consumers Financial LL…7.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Consumers Financial LLC and nearest filing-volume peers

First Consumers Financial LLC closes 7.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 13 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 92.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Consumers Financial LLC complaint mix by product

Total complaints: 13

First Consumers Financial LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 4 complaints (30.8%), resolution 0.0% Debt collection 30.8% Credit reporting: 3 complaints (23.1%), resolution 0.0% Credit reporting 23.1% Credit reporting,: 2 complaints (15.4%), resolution 50.0% Credit reporting, 15.4% Vehicle loan: 2 complaints (15.4%), resolution 0.0% Vehicle loan 15.4% Payday loan,: 1 complaints (7.7%), resolution 0.0% Payday loan, 7.7% Payday loan,: 1 complaints (7.7%), resolution 0.0% Payday loan, 7.7%
  • Debt collection 4 30.8% 0% relief
  • Credit reporting 3 23.1% 0% relief
  • Credit reporting, 2 15.4% 50% relief
  • Vehicle loan 2 15.4% 0% relief
  • Payday loan, 1 7.7% 0% relief
  • Payday loan, 1 7.7% 0% relief

How First Consumers Financial LLC's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 4
Credit reporting or other personal consumer reports 3
Credit reporting, credit repair services, or other personal consumer reports 2
Vehicle loan or lease 2
Payday loan, title loan, personal loan, or advance loan 1
Payday loan, title loan, or personal loan 1

Concentrated filing states for First Consumers Financial LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
LA
61.5% of this company's filings
LA8MS2TN1MI1

First Consumers Financial LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2017
0.511.522.533.5 2017201820202023202420252026 1

Top States

State Complaints
LA 8
MS 2
TN 1
MI 1

Top Issues

Issue Complaints
Incorrect information on your report 5
Improper use of your report 2
Written notification about debt 2
Struggling to pay your loan 1
Charged fees or interest you didn't expect 1
Electronic communications 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2018 1 0%
2020 2 100%
2023 3 100%
2024 2 100%
2025 3 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

First Consumers Financial LLC spreads across product buckets

First Consumers Financial LLC's 13 logged complaints stay concentrated: only 4 states show a filing. Only 38.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-03-01.

First Consumers Financial LLC answers 92.3% of complaints inside the CFPB's tracked window and closes 92.3% with a written explanation. 7.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Consumers Financial LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Consumers Financial LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Consumers Financial LLC (92.3% timely; 7.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix