CFPB · Single-product concentration

MidAmerica Mortgage Inc

209 CFPB complaints · 94.7% in "Mortgage" · top issue Trouble during payment process.

209 CFPB complaints

MidAmerica Mortgage Inc: 94.7% of 209 CFPB complaints sit in "Mortgage". Timely 92.3% · relief 3.3%. Allegations, not findings.

  • Single-product concentration
  • +1150% filings 2012 to 2022

CFPB relief outcome brief

CCDB company midamerica-mortgage-inc

3.3% relief · 92.3% timely · 209 filings · Mortgage

Nearest relief peer: Movement Mortgage LLC (3.3% relief)

MidAmerica Mortgage Inc (thi…3.3%A & O Recovery Solutions, LLC0%Alabama Housing Finance Auth…2.4%Customers Bancorp, Inc5.7%Arivo Acceptance, LLC1%
Closed-with-relief % among MidAmerica Mortgage Inc and nearest filing-volume peers

MidAmerica Mortgage Inc closes 3.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of MidAmerica Mortgage Inc's 209 filings include narrative text

56% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 92.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

MidAmerica Mortgage Inc complaint mix by product

Total complaints: 209

MidAmerica Mortgage Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 209 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 198 complaints (94.7%), resolution 3.5% Mortgage 94.7% Credit reporting,: 10 complaints (4.8%), resolution 0.0% Debt collection: 1 complaints (0.5%), resolution 0.0%
  • Mortgage 198 94.7% 4% relief
  • Credit reporting, 10 4.8% 0% relief
  • Debt collection 1 0.5% 0% relief

How MidAmerica Mortgage Inc's 209 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 198
Credit reporting, credit repair services, or other personal consumer reports 10
Debt collection 1

Where MidAmerica Mortgage Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
27.3% of this company's filings
TX57CA12GA12OH10FL9CO8AZ8LA8

MidAmerica Mortgage Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2022
25
+1150% vs 2012
020406080 2012201320142016201720182019202020212022 25

Top States

State Complaints
TX 57
CA 12
GA 12
OH 10
FL 9
CO 8
AZ 8
LA 8
NC 7
OK 7
TN 6
OR 6
MD 5
IN 4
KY 4
WA 3
IL 3
MT 2
UT 2
AK 2

Top Issues

Issue Complaints
Trouble during payment process 113
Struggling to pay mortgage 41
Incorrect information on your report 13
Applying for a mortgage or refinancing an existing mortgage 11
Application, originator, mortgage broker 6
Closing on a mortgage 6
Problem with a credit reporting company's investigation into an existing problem 5
Credit decision / Underwriting 4
Loan servicing, payments, escrow account 4
Improper use of your report 2
Settlement process and costs 1
Loan modification,collection,foreclosure 1
Unable to get your credit report or credit score 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2012 2 50%
2013 6 100%
2014 2 100%
2016 5 80%
2017 6 83.3%
2018 21 100%
2019 21 95.2%
2020 63 95.2%
2021 58 94.8%
2022 25 76%

Source: CFPB Consumer Complaint Database

MidAmerica Mortgage Inc filings cluster in one product

MidAmerica Mortgage Inc's 209 logged complaints stay concentrated: only 39 states show a filing. 56% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2022-07-20.

MidAmerica Mortgage Inc answers 92.3% of complaints inside the CFPB's tracked window and closes 95.7% with a written explanation. 3.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about MidAmerica Mortgage Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for MidAmerica Mortgage Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for MidAmerica Mortgage Inc (92.3% timely; 3.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration