2026 data Public-data reference. official source

FIRST COMMUNITY MORTGAGE, INC.

31 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

31 consumer complaints filed with the CFPB

This profile shows FIRST COMMUNITY MORTGAGE, INC.'s complaint history from CFPB public records. 31 consumers have filed complaints since 2015. The company has a 96.8% timely response rate and has provided relief in 9.7% of cases.

31
Total Complaints
96.8%
Timely Response
3.2%
Disputed
9.7%
Relief Provided
15
States Active
2015
Since

Total complaints

31

Filed since 2015

Timely response

96.8%

CFPB-tracked response window

Relief rate

9.7%

Closed with monetary or non-monetary relief

Timely response rate 96.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.7%
Industry median

Share closed with monetary or non-monetary relief.

FIRST COMMUNITY MORTGAGE, INC. complaint mix by product

Total complaints: 31

FIRST COMMUNITY MORTGAGE, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 31 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 25 complaints (80.6%), resolution 12.0% Mortgage 80.6% Credit reporting,: 4 complaints (12.9%), resolution 0.0% Credit reporting, 12.9% Bank account: 1 complaints (3.2%), resolution 0.0% Debt collection: 1 complaints (3.2%), resolution 0.0%
  • Mortgage 25 80.6% 12% relief
  • Credit reporting, 4 12.9% 0% relief
  • Bank account 1 3.2% 0% relief
  • Debt collection 1 3.2% 0% relief

How FIRST COMMUNITY MORTGAGE, INC.'s 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 25
Credit reporting, credit repair services, or other personal consumer reports 4
Bank account or service 1
Debt collection 1

Top States

State Complaints
TN 9
GA 4
FL 3
AL 2
VA 2
MO 1
IN 1
CO 1
KS 1
DC 1
NC 1
MI 1
WV 1
IL 1
WI 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 7
Trouble during payment process 7
Loan servicing, payments, escrow account 5
Closing on a mortgage 3
Struggling to pay mortgage 3
Improper use of your report 3
Incorrect information on your report 1
Making/receiving payments, sending money 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2016 2 100%
2017 5 100%
2018 3 66.7%
2019 1 100%
2020 3 100%
2021 2 100%
2022 4 100%
2023 2 100%
2024 2 100%
2025 3 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRST COMMUNITY MORTGAGE, INC.

FIRST COMMUNITY MORTGAGE, INC. has accumulated 31 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 12 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-02-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRST COMMUNITY MORTGAGE, INC. reports a 96.8% timely-response rate and has closed 87.1% of cases with a written explanation to the consumer. 9.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST COMMUNITY MORTGAGE, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRST COMMUNITY MORTGAGE, INC. have?

FIRST COMMUNITY MORTGAGE, INC. has received 31 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRST COMMUNITY MORTGAGE, INC. respond to complaints on time?

FIRST COMMUNITY MORTGAGE, INC. has a 96.8% timely response rate to CFPB complaints.

What is the most common complaint about FIRST COMMUNITY MORTGAGE, INC.?

The most common issue reported against FIRST COMMUNITY MORTGAGE, INC. is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

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