2026 data Public-data reference. official source

First Choice Assets LLC.

30 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

30 consumer complaints filed with the CFPB

This profile shows First Choice Assets LLC.'s complaint history from CFPB public records. 30 consumers have filed complaints since 2013. The company has a 83.3% timely response rate and has provided relief in 3.3% of cases.

30
Total Complaints
83.3%
Timely Response
13.3%
Disputed
3.3%
Relief Provided
16
States Active
2013
Since

Total complaints

30

Filed since 2013

Timely response

83.3%

CFPB-tracked response window

Relief rate

3.3%

Closed with monetary or non-monetary relief

Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.3%
Industry median

Share closed with monetary or non-monetary relief.

First Choice Assets LLC. complaint mix by product

Total complaints: 30

First Choice Assets LLC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 28 complaints (93.3%), resolution 3.6% Debt collection 93.3% Checking or: 1 complaints (3.3%), resolution 0.0% Credit reporting: 1 complaints (3.3%), resolution 0.0%
  • Debt collection 28 93.3% 4% relief
  • Checking or 1 3.3% 0% relief
  • Credit reporting 1 3.3% 0% relief

How First Choice Assets LLC.'s 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 28
Checking or savings account 1
Credit reporting or other personal consumer reports 1

Top States

State Complaints
MI 5
NY 4
GA 3
PA 3
CA 2
NJ 2
TX 2
MD 1
UT 1
FL 1
MO 1
CO 1
DE 1
AZ 1
DC 1
OH 1

Top Issues

Issue Complaints
Communication tactics 11
Cont'd attempts collect debt not owed 7
Written notification about debt 3
Improper contact or sharing of info 3
False statements or representation 2
Attempts to collect debt not owed 1
Closing an account 1
Disclosure verification of debt 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 11 100%
2015 6 100%
2016 4 100%
2017 3 100%
2020 1 0%
2023 1 0%
2024 3 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About First Choice Assets LLC.

First Choice Assets LLC. has accumulated 30 consumer complaints in the CFPB public database, with filings active across 16 U.S. states. Of those submissions, 11 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2024-10-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, First Choice Assets LLC. reports a 83.3% timely-response rate and has closed 76.7% of cases with a written explanation to the consumer. 3.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 13.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating First Choice Assets LLC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does First Choice Assets LLC. have?

First Choice Assets LLC. has received 30 consumer complaints filed with the Consumer Financial Protection Bureau.

Does First Choice Assets LLC. respond to complaints on time?

First Choice Assets LLC. has a 83.3% timely response rate to CFPB complaints.

What is the most common complaint about First Choice Assets LLC.?

The most common issue reported against First Choice Assets LLC. is "Communication tactics" in the "Debt collection" product category.

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