CFPB · Narrative-heavy record
Avid Acceptance, LLC
187 CFPB complaints · 57.2% with narratives · top issue Incorrect information on your report.
Avid Acceptance, LLC: 57.2% of 187 filings include consumer narratives. Timely 97.3% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- +1100% filings 2014 to 2026
CFPB relief outcome brief
CCDB company avid-acceptance-llc
0% relief · 97.3% timely · 187 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
Avid Acceptance, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Avid Acceptance, LLC's 187 filings include narrative text
57.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Avid Acceptance, LLC complaint mix by product
- Vehicle loan 76 40.6% – 0% relief
- Debt collection 38 20.3% – 0% relief
- Credit reporting 37 19.8% – 0% relief
- Credit reporting, 30 16.0% – 0% relief
- Consumer Loan 6 3.2% – 0% relief
How Avid Acceptance, LLC's 187 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 76 |
| Debt collection | 38 |
| Credit reporting or other personal consumer reports | 37 |
| Credit reporting, credit repair services, or other personal consumer reports | 30 |
| Consumer Loan | 6 |
Where Avid Acceptance, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 16% of this company's filings
Avid Acceptance, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 12
- +1100% vs 2014
Top States
| State | Complaints |
|---|---|
| AZ | 30 |
| GA | 22 |
| IL | 22 |
| IN | 20 |
| CO | 16 |
| VA | 14 |
| OH | 8 |
| MO | 7 |
| TX | 6 |
| UT | 6 |
| AL | 5 |
| FL | 5 |
| NC | 5 |
| NV | 4 |
| WA | 3 |
| IA | 2 |
| TN | 2 |
| KY | 1 |
| OR | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 36 |
| Struggling to pay your loan | 25 |
| Managing the loan or lease | 25 |
| Improper use of your report | 22 |
| Problem with a credit reporting company's investigation into an existing problem | 10 |
| Problem with a company's investigation into an existing problem | 9 |
| Repossession | 9 |
| Communication tactics | 9 |
| Attempts to collect debt not owed | 8 |
| Took or threatened to take negative or legal action | 8 |
| Getting a loan or lease | 6 |
| False statements or representation | 5 |
| Threatened to contact someone or share information improperly | 3 |
| Written notification about debt | 3 |
| Problems at the end of the loan or lease | 3 |
| Problems when you are unable to pay | 2 |
| Electronic communications | 1 |
| Shopping for a loan or lease | 1 |
| Taking/threatening an illegal action | 1 |
| Taking out the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 2 | 50% |
| 2016 | 4 | 75% |
| 2017 | 7 | 57.1% |
| 2018 | 9 | 100% |
| 2019 | 13 | 100% |
| 2020 | 12 | 100% |
| 2021 | 16 | 100% |
| 2022 | 18 | 100% |
| 2023 | 21 | 100% |
| 2024 | 32 | 100% |
| 2025 | 40 | 100% |
| 2026 | 12 | 100% |
Source: CFPB Consumer Complaint Database
Avid Acceptance, LLC's narrative-rich complaint ledger
Avid Acceptance, LLC's 187 logged complaints stay concentrated: only 24 states show a filing. 57.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-26.
Avid Acceptance, LLC answers 97.3% of complaints inside the CFPB's tracked window and closes 99.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Avid Acceptance, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Avid Acceptance, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 187.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Avid Acceptance, LLC (97.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record