2026 data Public-data reference. official source

Avid Acceptance, LLC

154 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

154 consumer complaints filed with the CFPB

This profile shows Avid Acceptance, LLC's complaint history from CFPB public records. 154 consumers have filed complaints since 2014. The company has a 96.8% timely response rate and has provided relief in 0% of cases.

154
Total Complaints
96.8%
Timely Response
0.6%
Disputed
0%
Relief Provided
23
States Active
2014
Since

Total complaints

154

Filed since 2014

Timely response

96.8%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 96.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Avid Acceptance, LLC complaint mix by product

Total complaints: 154

Avid Acceptance, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 154 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 62 complaints (40.3%), resolution 0.0% Vehicle loan 40.3% Credit reporting: 33 complaints (21.4%), resolution 0.0% Credit reporting 21.4% Credit reporting,: 27 complaints (17.5%), resolution 0.0% Credit reporting, 17.5% Debt collection: 27 complaints (17.5%), resolution 0.0% Debt collection 17.5% Consumer Loan: 5 complaints (3.2%), resolution 0.0%
  • Vehicle loan 62 40.3% 0% relief
  • Credit reporting 33 21.4% 0% relief
  • Credit reporting, 27 17.5% 0% relief
  • Debt collection 27 17.5% 0% relief
  • Consumer Loan 5 3.2% 0% relief

How Avid Acceptance, LLC's 154 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 62
Credit reporting or other personal consumer reports 33
Credit reporting, credit repair services, or other personal consumer reports 27
Debt collection 27
Consumer Loan 5

Top States

State Complaints
AZ 26
GA 20
IN 19
IL 16
VA 14
CO 10
MO 7
OH 6
UT 5
TX 5
FL 4
NC 3
AL 3
TN 2
WA 2
NV 2
WY 1
NY 1
WI 1
OR 1

Top Issues

Issue Complaints
Incorrect information on your report 30
Struggling to pay your loan 22
Improper use of your report 20
Managing the loan or lease 19
Problem with a credit reporting company's investigation into an existing problem 9
Problem with a company's investigation into an existing problem 8
Took or threatened to take negative or legal action 7
Repossession 7
Attempts to collect debt not owed 7
Getting a loan or lease 6
Communication tactics 4
Written notification about debt 3
Problems at the end of the loan or lease 3
False statements or representation 3
Shopping for a loan or lease 1
Threatened to contact someone or share information improperly 1
Problems when you are unable to pay 1
Taking/threatening an illegal action 1
Electronic communications 1
Taking out the loan or lease 1

Yearly Trend

Year Complaints Timely
2014 1 100%
2015 1 0%
2016 4 75%
2017 7 57.1%
2018 8 100%
2019 11 100%
2020 10 100%
2021 10 100%
2022 12 100%
2023 18 100%
2024 29 100%
2025 36 100%
2026 7 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Avid Acceptance, LLC

Avid Acceptance, LLC has accumulated 154 consumer complaints in the CFPB public database, with filings active across 23 U.S. states. Of those submissions, 78 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-19, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Avid Acceptance, LLC reports a 96.8% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Avid Acceptance, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Avid Acceptance, LLC have?

Avid Acceptance, LLC has received 154 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Avid Acceptance, LLC respond to complaints on time?

Avid Acceptance, LLC has a 96.8% timely response rate to CFPB complaints.

What is the most common complaint about Avid Acceptance, LLC?

The most common issue reported against Avid Acceptance, LLC is "Incorrect information on your report" in the "Vehicle loan or lease" product category.

Related