CFPB · Narrative-heavy record

Empire Acceptance Company, Inc.

2 CFPB complaints · 50% with narratives · top issue False statements or representation.

2 CFPB complaints

Empire Acceptance Company, Inc.: 50% of 2 filings include consumer narratives. Timely 100% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2017 to 2017

CFPB relief outcome brief

CCDB company empire-acceptance-company-inc

0% relief · 100% timely · 2 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Empire Acceptance Company, I…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Empire Acceptance Company, Inc. and nearest filing-volume peers

Empire Acceptance Company, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Empire Acceptance Company, Inc. complaint mix by product

Total complaints: 2

Empire Acceptance Company, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1 complaints (50.0%), resolution 0.0% Debt collection 50.0% Consumer Loan: 1 complaints (50.0%), resolution 0.0% Consumer Loan 50.0%
  • Debt collection 1 50.0% 0% relief
  • Consumer Loan 1 50.0% 0% relief

How Empire Acceptance Company, Inc.'s 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 1
Consumer Loan 1

Concentrated filing states for Empire Acceptance Company, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
50% of this company's filings
GA1NC1

Top States

State Complaints
GA 1
NC 1

Top Issues

Issue Complaints
False statements or representation 1
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2017 2 100%

Source: CFPB Consumer Complaint Database

Empire Acceptance Company, Inc.'s narrative-rich complaint ledger

Empire Acceptance Company, Inc.'s 2 logged complaints stay concentrated: only 2 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2017-05-06.

Empire Acceptance Company, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Empire Acceptance Company, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Empire Acceptance Company, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Empire Acceptance Company, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record