2026 data Public-data reference. official source

Embassy Loans

25 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

25 consumer complaints filed with the CFPB

This profile shows Embassy Loans's complaint history from CFPB public records. 25 consumers have filed complaints since 2015. The company has a 92% timely response rate and has provided relief in 16% of cases.

25
Total Complaints
92%
Timely Response
4%
Disputed
16%
Relief Provided
5
States Active
2015
Since

Total complaints

25

Filed since 2015

Timely response

92%

CFPB-tracked response window

Relief rate

16%

Closed with monetary or non-monetary relief

Timely response rate 92.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.0%
Industry median

Share closed with monetary or non-monetary relief.

Embassy Loans complaint mix by product

Total complaints: 25

Embassy Loans complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 8 complaints (32.0%), resolution 12.5% Payday loan, 32.0% Credit reporting,: 4 complaints (16.0%), resolution 0.0% Credit reporting, 16.0% Debt collection: 3 complaints (12.0%), resolution 0.0% Debt collection 12.0% Consumer Loan: 3 complaints (12.0%), resolution 100.0% Consumer Loan 12.0% Credit reporting: 3 complaints (12.0%), resolution 0.0% Credit reporting 12.0% Payday loan,: 2 complaints (8.0%), resolution 0.0% Payday loan, 8.0% Vehicle loan: 2 complaints (8.0%), resolution 0.0% Vehicle loan 8.0%
  • Payday loan, 8 32.0% 13% relief
  • Credit reporting, 4 16.0% 0% relief
  • Debt collection 3 12.0% 0% relief
  • Consumer Loan 3 12.0% 100% relief
  • Credit reporting 3 12.0% 0% relief
  • Payday loan, 2 8.0% 0% relief
  • Vehicle loan 2 8.0% 0% relief

How Embassy Loans's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 8
Credit reporting, credit repair services, or other personal consumer reports 4
Debt collection 3
Consumer Loan 3
Credit reporting or other personal consumer reports 3
Payday loan, title loan, personal loan, or advance loan 2
Vehicle loan or lease 2

Top States

State Complaints
FL 20
VA 1
PA 1
CA 1
NJ 1

Top Issues

Issue Complaints
Vehicle was repossessed or sold the vehicle 5
Incorrect information on your report 5
Problems at the end of the loan or lease 2
Struggling to pay your loan 2
Improper use of your report 2
Communication tactics 1
False statements or representation 1
Managing the loan or lease 1
Lender repossessed or sold the vehicle 1
Attempts to collect debt not owed 1
Problem with a credit reporting company's investigation into an existing problem 1
Problem with the payoff process at the end of the loan 1
Vehicle was damaged or destroyed the vehicle 1
Charged fees or interest I didn't expect 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 2 50%
2018 5 100%
2019 1 100%
2020 4 100%
2021 2 50%
2022 2 100%
2023 1 100%
2024 2 100%
2025 4 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Embassy Loans

Embassy Loans has accumulated 25 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 11 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-01-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Embassy Loans reports a 92% timely-response rate and has closed 84% of cases with a written explanation to the consumer. 16% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Vehicle was repossessed or sold the vehicle".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Embassy Loans: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Embassy Loans have?

Embassy Loans has received 25 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Embassy Loans respond to complaints on time?

Embassy Loans has a 92% timely response rate to CFPB complaints.

What is the most common complaint about Embassy Loans?

The most common issue reported against Embassy Loans is "Vehicle was repossessed or sold the vehicle" in the "Payday loan, title loan, or personal loan" product category.

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