CFPB · Diversified product mix
Dealer Finance of Western Kentucky
9 CFPB complaints · diversified mix (top product 22.2%) · top issue Incorrect information on your report.
Dealer Finance of Western Kentucky: top product "Debt collection" is only 22.2% of 9 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.
- Diversified product mix
- +100% filings 2016 to 2024
CFPB relief outcome brief
CCDB company dealer-finance-of-western-kentucky
0% relief · 100% timely · 9 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Dealer Finance of Western Kentucky closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Dealer Finance of Western Kentucky complaint mix by product
- Debt collection 2 22.2% – 0% relief
- Credit reporting 2 22.2% – 0% relief
- Vehicle loan 2 22.2% – 0% relief
- Credit reporting, 2 22.2% – 0% relief
- Consumer Loan 1 11.1% – 0% relief
How Dealer Finance of Western Kentucky's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2 |
| Credit reporting or other personal consumer reports | 2 |
| Vehicle loan or lease | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Consumer Loan | 1 |
Concentrated filing states for Dealer Finance of Western Kentucky
Top states by attributed CFPB complaint volume for this company
- Leading state
- KY
- 44.4% of this company's filings
Dealer Finance of Western Kentucky rising annual filings
Annual filing volume from the CFPB public database
- 2024
- 2
- +100% vs 2016
Top States
| State | Complaints |
|---|---|
| KY | 4 |
| TN | 4 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 3 |
| Managing the loan or lease | 3 |
| Communication tactics | 1 |
| Took or threatened to take negative or legal action | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 2 | 100% |
| 2023 | 1 | 100% |
| 2024 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Dealer Finance of Western Kentucky spreads across product buckets
Dealer Finance of Western Kentucky's 9 logged complaints stay concentrated: only 3 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2024-10-23.
Dealer Finance of Western Kentucky answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Dealer Finance of Western Kentucky.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Dealer Finance of Western Kentucky: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Dealer Finance of Western Kentucky (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix