CFPB · Single-product concentration

DCS Financial, Inc.

8 CFPB complaints · 100% in "Debt collection" · top issue False statements or representation.

8 CFPB complaints

DCS Financial, Inc.: 100% of 8 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2015 to 2022

CFPB relief outcome brief

CCDB company dcs-financial-inc

0% relief · 100% timely · 8 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

DCS Financial, Inc. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among DCS Financial, Inc. and nearest filing-volume peers

DCS Financial, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

DCS Financial, Inc. complaint mix by product

Total complaints: 8

DCS Financial, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 8 100.0% 0% relief

How DCS Financial, Inc.'s 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8

Concentrated filing states for DCS Financial, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WA
62.5% of this company's filings
WA5OR2KY1

DCS Financial, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
1
-66.7% vs 2015
0.511.522.533.5 2015201620172022 1

Top States

State Complaints
WA 5
OR 2
KY 1

Top Issues

Issue Complaints
False statements or representation 3
Improper contact or sharing of info 2
Disclosure verification of debt 1
Cont'd attempts collect debt not owed 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2015 3 100%
2016 3 100%
2017 1 100%
2022 1 100%

Source: CFPB Consumer Complaint Database

DCS Financial, Inc. filings cluster in one product

DCS Financial, Inc.'s 8 logged complaints stay concentrated: only 3 states show a filing. Only 37.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2022-05-31.

DCS Financial, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about DCS Financial, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for DCS Financial, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for DCS Financial, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration