2026 data Public-data reference. official source

AMERICA FIRST FEDERAL CREDIT UNION

673 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

673 consumer complaints filed with the CFPB

This profile shows AMERICA FIRST FEDERAL CREDIT UNION's complaint history from CFPB public records. 673 consumers have filed complaints since 2019. The company has a 97.5% timely response rate and has provided relief in 0.1% of cases.

673
Total Complaints
97.5%
Timely Response
0%
Disputed
0.1%
Relief Provided
33
States Active
2019
Since

Total complaints

673

Filed since 2019

Timely response

97.5%

CFPB-tracked response window

Relief rate

0.1%

Closed with monetary or non-monetary relief

Timely response rate 97.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.1%
Industry median

Share closed with monetary or non-monetary relief.

AMERICA FIRST FEDERAL CREDIT UNION complaint mix by product

Total complaints: 673

AMERICA FIRST FEDERAL CREDIT UNION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 673 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 225 complaints (37.2%), resolution 0.0% Checking or 37.2% Vehicle loan: 133 complaints (22.0%), resolution 0.0% Vehicle loan 22.0% Credit reporting: 86 complaints (14.2%), resolution 0.0% Credit reporting 14.2% Credit reporting,: 56 complaints (9.3%), resolution 1.8% Credit reporting, 9.3% Debt collection: 46 complaints (7.6%), resolution 0.0% Debt collection 7.6% Credit card: 34 complaints (5.6%), resolution 0.0% Mortgage: 25 complaints (4.1%), resolution 0.0%
  • Checking or 225 37.2% 0% relief
  • Vehicle loan 133 22.0% 0% relief
  • Credit reporting 86 14.2% 0% relief
  • Credit reporting, 56 9.3% 2% relief
  • Debt collection 46 7.6% 0% relief
  • Credit card 34 5.6% 0% relief
  • Mortgage 25 4.1% 0% relief

How AMERICA FIRST FEDERAL CREDIT UNION's 673 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 225
Vehicle loan or lease 133
Credit reporting or other personal consumer reports 86
Credit reporting, credit repair services, or other personal consumer reports 56
Debt collection 46
Credit card or prepaid card 34
Mortgage 25
Credit card 24
Payday loan, title loan, or personal loan 19
Money transfer, virtual currency, or money service 18
Payday loan, title loan, personal loan, or advance loan 7

Top States

State Complaints
UT 277
NV 180
AZ 74
CA 38
FL 13
TX 10
WA 8
GA 5
NC 5
ID 5
CO 4
IL 4
WY 4
VA 3
WI 3
TN 3
LA 3
NY 2
MT 2
AL 2

Top Issues

Issue Complaints
Managing an account 144
Incorrect information on your report 108
Managing the loan or lease 69
Improper use of your report 47
Problem with a lender or other company charging your account 37
Attempts to collect debt not owed 26
Problems at the end of the loan or lease 22
Opening an account 18
Problem with a purchase shown on your statement 17
Problem with a credit reporting company's investigation into an existing problem 14
Problem caused by your funds being low 13
Fraud or scam 12
Problem with a company's investigation into an existing problem 12
Problem when making payments 11
Repossession 11
Closing an account 10
Struggling to pay your loan 10
Getting a loan or lease 9
Getting a credit card 8
Trouble during payment process 8

Yearly Trend

Year Complaints Timely
2019 22 100%
2020 48 97.9%
2021 126 99.2%
2022 90 98.9%
2023 87 98.9%
2024 102 90.2%
2025 148 98%
2026 50 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About AMERICA FIRST FEDERAL CREDIT UNION

AMERICA FIRST FEDERAL CREDIT UNION has accumulated 673 consumer complaints in the CFPB public database, with filings active across 33 U.S. states. Of those submissions, 199 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, AMERICA FIRST FEDERAL CREDIT UNION reports a 97.5% timely-response rate and has closed 96.3% of cases with a written explanation to the consumer. 0.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating AMERICA FIRST FEDERAL CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does AMERICA FIRST FEDERAL CREDIT UNION have?

AMERICA FIRST FEDERAL CREDIT UNION has received 673 consumer complaints filed with the Consumer Financial Protection Bureau.

Does AMERICA FIRST FEDERAL CREDIT UNION respond to complaints on time?

AMERICA FIRST FEDERAL CREDIT UNION has a 97.5% timely response rate to CFPB complaints.

What is the most common complaint about AMERICA FIRST FEDERAL CREDIT UNION?

The most common issue reported against AMERICA FIRST FEDERAL CREDIT UNION is "Managing an account" in the "Checking or savings account" product category.

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