2026 data Public-data reference. official source

SCHOOLSFIRST FEDERAL CREDIT UNION

519 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

519 consumer complaints filed with the CFPB

This profile shows SCHOOLSFIRST FEDERAL CREDIT UNION's complaint history from CFPB public records. 519 consumers have filed complaints since 2015. The company has a 100% timely response rate and has provided relief in 4.8% of cases.

519
Total Complaints
100%
Timely Response
1.2%
Disputed
4.8%
Relief Provided
25
States Active
2015
Since

Total complaints

519

Filed since 2015

Timely response

100%

CFPB-tracked response window

Relief rate

4.8%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.8%
Industry median

Share closed with monetary or non-monetary relief.

SCHOOLSFIRST FEDERAL CREDIT UNION complaint mix by product

Total complaints: 519

SCHOOLSFIRST FEDERAL CREDIT UNION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 519 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 151 complaints (33.2%), resolution 8.6% Checking or 33.2% Credit reporting: 82 complaints (18.0%), resolution 0.0% Credit reporting 18.0% Debt collection: 69 complaints (15.2%), resolution 0.0% Debt collection 15.2% Vehicle loan: 53 complaints (11.6%), resolution 3.8% Vehicle loan 11.6% Credit reporting,: 43 complaints (9.5%), resolution 4.7% Credit reporting, 9.5% Mortgage: 38 complaints (8.4%), resolution 10.5% Mortgage 8.4% Credit card: 19 complaints (4.2%), resolution 0.0%
  • Checking or 151 33.2% 9% relief
  • Credit reporting 82 18.0% 0% relief
  • Debt collection 69 15.2% 0% relief
  • Vehicle loan 53 11.6% 4% relief
  • Credit reporting, 43 9.5% 5% relief
  • Mortgage 38 8.4% 11% relief
  • Credit card 19 4.2% 0% relief

How SCHOOLSFIRST FEDERAL CREDIT UNION's 519 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 151
Credit reporting or other personal consumer reports 82
Debt collection 69
Vehicle loan or lease 53
Credit reporting, credit repair services, or other personal consumer reports 43
Mortgage 38
Credit card 19
Money transfer, virtual currency, or money service 15
Bank account or service 13
Credit card or prepaid card 11
Payday loan, title loan, personal loan, or advance loan 9
Payday loan, title loan, or personal loan 8
Consumer Loan 4
Debt or credit management 2
Credit reporting 1
Student loan 1

Top States

State Complaints
CA 444
NV 12
TX 9
CT 4
WA 4
GA 4
ID 2
NY 2
PA 2
FL 2
SC 2
VA 1
LA 1
TN 1
NC 1
MD 1
OK 1
MA 1
HI 1
UT 1

Top Issues

Issue Complaints
Managing an account 109
Incorrect information on your report 75
Improper use of your report 34
Attempts to collect debt not owed 28
Trouble during payment process 23
Problem with a company's investigation into an existing problem 22
Problem with a lender or other company charging your account 20
Took or threatened to take negative or legal action 20
Managing the loan or lease 13
Problems at the end of the loan or lease 11
Struggling to pay your loan 11
Fraud or scam 10
Written notification about debt 10
Problem with a credit reporting company's investigation into an existing problem 10
Problem with a purchase shown on your statement 9
Repossession 8
False statements or representation 8
Closing an account 8
Struggling to pay mortgage 6
Problem caused by your funds being low 6

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 16 100%
2017 28 100%
2018 24 100%
2019 24 100%
2020 47 100%
2021 50 100%
2022 34 100%
2023 66 100%
2024 69 100%
2025 113 100%
2026 47 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About SCHOOLSFIRST FEDERAL CREDIT UNION

SCHOOLSFIRST FEDERAL CREDIT UNION has accumulated 519 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 121 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, SCHOOLSFIRST FEDERAL CREDIT UNION reports a 100% timely-response rate and has closed 95% of cases with a written explanation to the consumer. 4.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SCHOOLSFIRST FEDERAL CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does SCHOOLSFIRST FEDERAL CREDIT UNION have?

SCHOOLSFIRST FEDERAL CREDIT UNION has received 519 consumer complaints filed with the Consumer Financial Protection Bureau.

Does SCHOOLSFIRST FEDERAL CREDIT UNION respond to complaints on time?

SCHOOLSFIRST FEDERAL CREDIT UNION has a 100% timely response rate to CFPB complaints.

What is the most common complaint about SCHOOLSFIRST FEDERAL CREDIT UNION?

The most common issue reported against SCHOOLSFIRST FEDERAL CREDIT UNION is "Managing an account" in the "Checking or savings account" product category.

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