CFPB · Narrative-heavy record
CreditGUARD of America, Inc.
7 CFPB complaints · 71.4% with narratives · top issue Problem with customer service.
CreditGUARD of America, Inc.: 71.4% of 7 filings include consumer narratives. Timely 71.4% · relief 0% · top product Debt or credit management. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2017 to 2025
CFPB relief outcome brief
CCDB company creditguard-of-america-inc
0% relief · 71.4% timely · 7 filings · Debt or credit management
Same-product relief peers
Nearest relief peer: National Debt Relief LLC (0% relief)
CreditGUARD of America, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CreditGUARD of America, Inc. complaint mix by product
- Debt or 3 42.9% – 0% relief
- Credit reporting, 2 28.6% – 0% relief
- Credit reporting 1 14.3% – 0% relief
- Other financial 1 14.3% – 0% relief
How CreditGUARD of America, Inc.'s 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt or credit management | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Credit reporting or other personal consumer reports | 1 |
| Other financial service | 1 |
Where CreditGUARD of America, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 14.3% of this company's filings
CreditGUARD of America, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2025
- 2
- 0% vs 2017
Top States
| State | Complaints |
|---|---|
| FL | 1 |
| NY | 1 |
| OH | 1 |
| SC | 1 |
| TN | 1 |
| ME | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with customer service | 3 |
| Didn't provide services promised | 2 |
| Problem with a company's investigation into an existing problem | 1 |
| Fraud or scam | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 50% |
| 2019 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 1 | 100% |
| 2025 | 2 | 50% |
Source: CFPB Consumer Complaint Database
CreditGUARD of America, Inc.'s narrative-rich complaint ledger
CreditGUARD of America, Inc.'s 7 logged complaints stay concentrated: only 7 states show a filing. 71.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2025-11-26.
CreditGUARD of America, Inc. answers 71.4% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Problem with customer service."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CreditGUARD of America, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for CreditGUARD of America, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 71.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for CreditGUARD of America, Inc. (71.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record