CFPB · Single-product concentration
Credit Recovery Systems LLC
32 CFPB complaints · 78.1% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Credit Recovery Systems LLC: 78.1% of 32 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +120% filings 2025 to 2026
CFPB relief outcome brief
CCDB company credit-recovery-systems-llc
0% relief · 100% timely · 32 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Recovery Systems LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Recovery Systems LLC complaint mix by product
- Debt collection 25 78.1% – 0% relief
- Credit reporting 6 18.8% – 0% relief
- Debt or 1 3.1% – 0% relief
How Credit Recovery Systems LLC's 32 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 25 |
| Credit reporting or other personal consumer reports | 6 |
| Debt or credit management | 1 |
Concentrated filing states for Credit Recovery Systems LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 50% of this company's filings
Credit Recovery Systems LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 22
- +120% vs 2025
Top States
| State | Complaints |
|---|---|
| TX | 16 |
| LA | 2 |
| MD | 1 |
| ID | 1 |
| SC | 1 |
| MI | 1 |
| MO | 1 |
| PA | 1 |
| CT | 1 |
| NY | 1 |
| KY | 1 |
| MS | 1 |
| CO | 1 |
| CA | 1 |
| GA | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 10 |
| Attempts to collect debt not owed | 8 |
| Problem with a company's investigation into an existing problem | 3 |
| Written notification about debt | 3 |
| Incorrect information on your report | 3 |
| Electronic communications | 2 |
| False statements or representation | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Confusing or missing disclosures | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2025 | 10 | 100% |
| 2026 | 22 | 100% |
Source: CFPB Consumer Complaint Database
Credit Recovery Systems LLC filings cluster in one product
Credit Recovery Systems LLC's 32 logged complaints stay concentrated: only 16 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2025 through 2026-06-25.
Credit Recovery Systems LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Recovery Systems LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Recovery Systems LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 32.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Recovery Systems LLC (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration