CFPB · Diversified product mix
Credit Lending Services Inc.
18 CFPB complaints · diversified mix (top product 33.3%) · top issue Repossession.
Credit Lending Services Inc.: top product "Credit reporting or other personal consumer reports" is only 33.3% of 18 - multi-bucket mix. Timely 94.4% · relief 5.6%. Allegations, not findings.
- Diversified product mix
- +500% filings 2018 to 2026
CFPB relief outcome brief
CCDB company credit-lending-services-inc
5.6% relief · 94.4% timely · 18 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Mission Financial Services Corporation (5.1% relief)
Credit Lending Services Inc. closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 18 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Lending Services Inc. complaint mix by product
- Credit reporting 6 33.3% – 17% relief
- Vehicle loan 6 33.3% – 0% relief
- Debt collection 5 27.8% – 0% relief
- Credit reporting, 1 5.6% – 0% relief
How Credit Lending Services Inc.'s 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 6 |
| Vehicle loan or lease | 6 |
| Debt collection | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Credit Lending Services Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 66.7% of this company's filings
Credit Lending Services Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +500% vs 2018
Top States
| State | Complaints |
|---|---|
| CA | 12 |
| AZ | 4 |
| UT | 1 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Repossession | 3 |
| Incorrect information on your report | 3 |
| Improper use of your report | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Took or threatened to take negative or legal action | 2 |
| Communication tactics | 2 |
| Problems at the end of the loan or lease | 2 |
| Written notification about debt | 1 |
| Managing the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2019 | 3 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 0% |
| 2024 | 1 | 100% |
| 2025 | 4 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
Credit Lending Services Inc. spreads across product buckets
Credit Lending Services Inc.'s 18 logged complaints stay concentrated: only 4 states show a filing. Only 27.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2026-06-26.
Credit Lending Services Inc. answers 94.4% of complaints inside the CFPB's tracked window and closes 88.9% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Repossession."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Lending Services Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Lending Services Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 18.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Lending Services Inc. (94.4% timely; 5.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix