CFPB · Diversified product mix
Applied Data Finance, LLC
538 CFPB complaints · diversified mix (top product 32.9%) · top issue Incorrect information on your report.
Applied Data Finance, LLC: top product "Debt collection" is only 32.9% of 538 - multi-bucket mix. Timely 98.5% · relief 0.7%. Allegations, not findings.
- Diversified product mix
- +9600% filings 2016 to 2026
CFPB relief outcome brief
CCDB company applied-data-finance-llc
0.7% relief · 98.5% timely · 538 filings · Debt collection
Same-product relief peers
Nearest relief peer: Ad Astra Recovery Services Inc (0.7% relief)
Applied Data Finance, LLC closes 0.7% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 538 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Applied Data Finance, LLC complaint mix by product
- Debt collection 177 33.1% – 1% relief
- Credit reporting 133 24.9% – 0% relief
- Payday loan, 86 16.1% – 1% relief
- Payday loan, 69 12.9% – 1% relief
- Credit reporting, 66 12.4% – 0% relief
- Credit card 2 0.4% – 0% relief
- Checking or 1 0.2% – 0% relief
How Applied Data Finance, LLC's 538 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 177 |
| Credit reporting or other personal consumer reports | 133 |
| Payday loan, title loan, or personal loan | 86 |
| Payday loan, title loan, personal loan, or advance loan | 69 |
| Credit reporting, credit repair services, or other personal consumer reports | 66 |
| Credit card | 2 |
| Checking or savings account | 1 |
| Payday loan | 1 |
| Consumer Loan | 1 |
| Credit card or prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
Where Applied Data Finance, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 15.6% of this company's filings
Applied Data Finance, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 97
- +9600% vs 2016
Top States
| State | Complaints |
|---|---|
| FL | 84 |
| TX | 69 |
| CA | 44 |
| NC | 37 |
| MI | 31 |
| AZ | 30 |
| GA | 25 |
| SC | 21 |
| OH | 20 |
| MN | 18 |
| TN | 18 |
| IL | 17 |
| AL | 16 |
| MS | 14 |
| WA | 11 |
| IN | 10 |
| LA | 9 |
| MO | 8 |
| OK | 8 |
| AR | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 96 |
| Improper use of your report | 76 |
| Took or threatened to take negative or legal action | 70 |
| Attempts to collect debt not owed | 69 |
| Charged fees or interest you didn't expect | 63 |
| Struggling to pay your loan | 28 |
| Problem with a company's investigation into an existing problem | 26 |
| Getting the loan | 17 |
| Problem when making payments | 16 |
| Problem with a credit reporting company's investigation into an existing problem | 15 |
| Communication tactics | 13 |
| False statements or representation | 10 |
| Written notification about debt | 9 |
| Problem with the payoff process at the end of the loan | 7 |
| Threatened to contact someone or share information improperly | 6 |
| Received a loan you didn't apply for | 2 |
| Getting a credit card | 2 |
| Can't contact lender or servicer | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Problem with additional add-on products or services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 8 | 100% |
| 2018 | 11 | 100% |
| 2019 | 23 | 95.7% |
| 2020 | 34 | 97.1% |
| 2021 | 45 | 97.8% |
| 2022 | 44 | 100% |
| 2023 | 58 | 94.8% |
| 2024 | 55 | 100% |
| 2025 | 162 | 98.8% |
| 2026 | 97 | 100% |
Source: CFPB Consumer Complaint Database
Applied Data Finance, LLC spreads across product buckets
Applied Data Finance, LLC's 538 logged complaints stay concentrated: only 37 states show a filing. Only 39.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2026-06-25.
Applied Data Finance, LLC answers 98.5% of complaints inside the CFPB's tracked window and closes 98.5% with a written explanation. 0.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Applied Data Finance, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Applied Data Finance, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 538.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Applied Data Finance, LLC (98.5% timely; 0.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix