2026 data Public-data reference. official source

Applied Data Finance, LLC

395 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

395 consumer complaints filed with the CFPB

This profile shows Applied Data Finance, LLC's complaint history from CFPB public records. 395 consumers have filed complaints since 2016. The company has a 98.2% timely response rate and has provided relief in 0.5% of cases.

395
Total Complaints
98.2%
Timely Response
0%
Disputed
0.5%
Relief Provided
32
States Active
2016
Since

Total complaints

395

Filed since 2016

Timely response

98.2%

CFPB-tracked response window

Relief rate

0.5%

Closed with monetary or non-monetary relief

Timely response rate 98.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.5%
Industry median

Share closed with monetary or non-monetary relief.

Applied Data Finance, LLC complaint mix by product

Total complaints: 395

Applied Data Finance, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 395 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 138 complaints (35.1%), resolution 0.7% Debt collection 35.1% Credit reporting: 98 complaints (24.9%), resolution 0.0% Credit reporting 24.9% Payday loan,: 63 complaints (16.0%), resolution 0.0% Payday loan, 16.0% Credit reporting,: 54 complaints (13.7%), resolution 0.0% Credit reporting, 13.7% Payday loan,: 38 complaints (9.7%), resolution 0.0% Payday loan, 9.7% Money transfer,: 1 complaints (0.3%), resolution 0.0% Checking or: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 138 35.1% 1% relief
  • Credit reporting 98 24.9% 0% relief
  • Payday loan, 63 16.0% 0% relief
  • Credit reporting, 54 13.7% 0% relief
  • Payday loan, 38 9.7% 0% relief
  • Money transfer, 1 0.3% 0% relief
  • Checking or 1 0.3% 0% relief

How Applied Data Finance, LLC's 395 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 138
Credit reporting or other personal consumer reports 98
Payday loan, title loan, or personal loan 63
Credit reporting, credit repair services, or other personal consumer reports 54
Payday loan, title loan, personal loan, or advance loan 38
Money transfer, virtual currency, or money service 1
Checking or savings account 1
Credit card 1
Consumer Loan 1

Top States

State Complaints
FL 63
TX 48
CA 29
AZ 27
NC 27
MI 22
GA 18
SC 17
OH 14
IL 14
TN 13
MN 12
AL 11
MS 11
IN 9
WA 8
LA 8
OK 6
KS 5
KY 4

Top Issues

Issue Complaints
Incorrect information on your report 75
Attempts to collect debt not owed 56
Improper use of your report 56
Took or threatened to take negative or legal action 55
Charged fees or interest you didn't expect 41
Problem with a company's investigation into an existing problem 19
Struggling to pay your loan 18
Problem with a credit reporting company's investigation into an existing problem 13
Getting the loan 10
Communication tactics 9
False statements or representation 9
Problem when making payments 7
Written notification about debt 7
Problem with the payoff process at the end of the loan 6
Received a loan you didn't apply for 2
Threatened to contact someone or share information improperly 2
Can't contact lender or servicer 2
Confusing or missing disclosures 1
Confusing or misleading advertising or marketing 1
Problem caused by your funds being low 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2017 6 100%
2018 7 100%
2019 19 94.7%
2020 22 95.5%
2021 41 97.6%
2022 34 100%
2023 38 92.1%
2024 45 100%
2025 133 99.2%
2026 49 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Applied Data Finance, LLC

Applied Data Finance, LLC has accumulated 395 consumer complaints in the CFPB public database, with filings active across 32 U.S. states. Of those submissions, 116 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Applied Data Finance, LLC reports a 98.2% timely-response rate and has closed 99.5% of cases with a written explanation to the consumer. 0.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Applied Data Finance, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Applied Data Finance, LLC have?

Applied Data Finance, LLC has received 395 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Applied Data Finance, LLC respond to complaints on time?

Applied Data Finance, LLC has a 98.2% timely response rate to CFPB complaints.

What is the most common complaint about Applied Data Finance, LLC?

The most common issue reported against Applied Data Finance, LLC is "Incorrect information on your report" in the "Debt collection" product category.

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