Denefits LLC
234 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Denefits LLC complaint mix by product
- Debt collection 106 45.5% – 2% relief
- Credit reporting 89 38.2% – 1% relief
- Credit reporting, 14 6.0% – 0% relief
- Debt or 12 5.2% – 0% relief
- Payday loan, 8 3.4% – 0% relief
- Payday loan, 3 1.3% – 33% relief
- Credit card 1 0.4% – 0% relief
How Denefits LLC's 234 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 106 |
| Credit reporting or other personal consumer reports | 89 |
| Credit reporting, credit repair services, or other personal consumer reports | 14 |
| Debt or credit management | 12 |
| Payday loan, title loan, personal loan, or advance loan | 8 |
| Payday loan, title loan, or personal loan | 3 |
| Credit card | 1 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 50 |
| TX | 28 |
| GA | 17 |
| CA | 15 |
| NC | 13 |
| PA | 13 |
| NY | 10 |
| NJ | 9 |
| VA | 8 |
| MD | 6 |
| IL | 6 |
| SC | 5 |
| TN | 5 |
| MA | 5 |
| WA | 5 |
| AL | 4 |
| OH | 4 |
| MO | 4 |
| WI | 3 |
| MI | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 57 |
| Attempts to collect debt not owed | 34 |
| Took or threatened to take negative or legal action | 31 |
| Improper use of your report | 20 |
| Problem with a company's investigation into an existing problem | 17 |
| False statements or representation | 16 |
| Communication tactics | 10 |
| Didn't provide services promised | 7 |
| Electronic communications | 7 |
| Written notification about debt | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Charged fees or interest you didn't expect | 4 |
| Charged upfront or unexpected fees | 3 |
| Fraud or scam | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Threatened to contact someone or share information improperly | 2 |
| Problem with additional add-on products or services | 2 |
| Problem with a company's investigation into an existing issue | 1 |
| Problem when making payments | 1 |
| Other features, terms, or problems | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 12 | 91.7% |
| 2023 | 42 | 81% |
| 2024 | 59 | 93.2% |
| 2025 | 75 | 97.3% |
| 2026 | 46 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Denefits LLC
Denefits LLC's 234 logged complaints stay concentrated: only 34 states show a filing on record. 41.5% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2022 through 2026-06-09.
Denefits LLC answers 93.6% of complaints inside the CFPB's tracked window and closes 97.9% with a written explanation. 1.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Denefits LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Denefits LLC have?
234, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Denefits LLC respond to complaints on time?
93.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Denefits LLC?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.