CFPB · Narrative-heavy record
Denefits LLC
234 CFPB complaints · 41.5% with narratives · top issue Incorrect information on your report.
Denefits LLC: 41.5% of 234 filings include consumer narratives. Timely 93.6% · relief 1.7% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +283.3% filings 2022 to 2026
CFPB relief outcome brief
CCDB company denefits-llc
1.7% relief · 93.6% timely · 234 filings · Debt collection
Same-product relief peers
Nearest relief peer: Credit Card Receivables Fund Incorporated (1.7% relief)
Denefits LLC closes 1.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Denefits LLC's 234 filings include narrative text
41.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Denefits LLC complaint mix by product
- Debt collection 106 45.5% – 2% relief
- Credit reporting 89 38.2% – 1% relief
- Credit reporting, 14 6.0% – 0% relief
- Debt or 12 5.2% – 0% relief
- Payday loan, 8 3.4% – 0% relief
- Payday loan, 3 1.3% – 33% relief
- Credit card 1 0.4% – 0% relief
How Denefits LLC's 234 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 106 |
| Credit reporting or other personal consumer reports | 89 |
| Credit reporting, credit repair services, or other personal consumer reports | 14 |
| Debt or credit management | 12 |
| Payday loan, title loan, personal loan, or advance loan | 8 |
| Payday loan, title loan, or personal loan | 3 |
| Credit card | 1 |
| Money transfer, virtual currency, or money service | 1 |
Where Denefits LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 21.4% of this company's filings
Denefits LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 46
- +283.3% vs 2022
Top States
| State | Complaints |
|---|---|
| FL | 50 |
| TX | 28 |
| GA | 17 |
| CA | 15 |
| NC | 13 |
| PA | 13 |
| NY | 10 |
| NJ | 9 |
| VA | 8 |
| MD | 6 |
| IL | 6 |
| SC | 5 |
| TN | 5 |
| MA | 5 |
| WA | 5 |
| AL | 4 |
| OH | 4 |
| MO | 4 |
| WI | 3 |
| MI | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 57 |
| Attempts to collect debt not owed | 34 |
| Took or threatened to take negative or legal action | 31 |
| Improper use of your report | 20 |
| Problem with a company's investigation into an existing problem | 17 |
| False statements or representation | 16 |
| Communication tactics | 10 |
| Didn't provide services promised | 7 |
| Electronic communications | 7 |
| Written notification about debt | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Charged fees or interest you didn't expect | 4 |
| Charged upfront or unexpected fees | 3 |
| Fraud or scam | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Threatened to contact someone or share information improperly | 2 |
| Problem with additional add-on products or services | 2 |
| Problem with a company's investigation into an existing issue | 1 |
| Problem when making payments | 1 |
| Other features, terms, or problems | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 12 | 91.7% |
| 2023 | 42 | 81% |
| 2024 | 59 | 93.2% |
| 2025 | 75 | 97.3% |
| 2026 | 46 | 100% |
Source: CFPB Consumer Complaint Database
Denefits LLC's narrative-rich complaint ledger
Denefits LLC's 234 logged complaints stay concentrated: only 34 states show a filing. 41.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-09.
Denefits LLC answers 93.6% of complaints inside the CFPB's tracked window and closes 97.9% with a written explanation. 1.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Denefits LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Denefits LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 234.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Denefits LLC (93.6% timely; 1.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record