CFPB · Single-product concentration

Credit Associates, Inc. (or)

5 CFPB complaints · 100% in "Debt collection" · top issue False statements or representation.

5 CFPB complaints

Credit Associates, Inc. (or): 100% of 5 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2014 to 2025

CFPB relief outcome brief

CCDB company credit-associates-inc-or

0% relief · 100% timely · 5 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Credit Associates, Inc. (or)…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Credit Associates, Inc. (or) and nearest filing-volume peers

Credit Associates, Inc. (or) closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit Associates, Inc. (or) complaint mix by product

Total complaints: 5

Credit Associates, Inc. (or) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 5 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 5 100.0% 0% relief

How Credit Associates, Inc. (or)'s 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 5

Concentrated filing states for Credit Associates, Inc. (or)

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OR
80% of this company's filings
OR4WA1

Credit Associates, Inc. (or) complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2014
1 20142016201920222025 1

Top States

State Complaints
OR 4
WA 1

Top Issues

Issue Complaints
False statements or representation 2
Cont'd attempts collect debt not owed 2
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2014 1 100%
2016 1 100%
2019 1 100%
2022 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Credit Associates, Inc. (or) filings cluster in one product

Credit Associates, Inc. (or)'s 5 logged complaints stay concentrated: only 2 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-01-15.

Credit Associates, Inc. (or) answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Associates, Inc. (or).

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit Associates, Inc. (or): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit Associates, Inc. (or) (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration