CFPB · Single-product concentration
Credit and Receivables Services Inc.
10 CFPB complaints · 90% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit and Receivables Services Inc.: 90% of 10 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +200% filings 2016 to 2022
CFPB relief outcome brief
CCDB company credit-and-receivables-services-inc
0% relief · 100% timely · 10 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit and Receivables Services Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit and Receivables Services Inc.'s 10 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit and Receivables Services Inc. complaint mix by product
- Debt collection 9 90.0% – 0% relief
- Credit reporting, 1 10.0% – 0% relief
How Credit and Receivables Services Inc.'s 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Credit and Receivables Services Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- WV
- 30% of this company's filings
Credit and Receivables Services Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2022
- 3
- +200% vs 2016
Top States
| State | Complaints |
|---|---|
| WV | 3 |
| OH | 3 |
| KY | 2 |
| CA | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 3 |
| Written notification about debt | 3 |
| False statements or representation | 2 |
| Cont'd attempts collect debt not owed | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2019 | 2 | 100% |
| 2020 | 2 | 100% |
| 2021 | 1 | 100% |
| 2022 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Credit and Receivables Services Inc. filings cluster in one product
Credit and Receivables Services Inc.'s 10 logged complaints stay concentrated: only 5 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2022-06-08.
Credit and Receivables Services Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit and Receivables Services Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit and Receivables Services Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 10.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit and Receivables Services Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration