CFPB · Single-product concentration
Credit Adjustment Services of Harrisburg, Inc
13 CFPB complaints · 76.9% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Adjustment Services of Harrisburg, Inc: 76.9% of 13 CFPB complaints sit in "Debt collection". Timely 92.3% · relief 7.7%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2026
CFPB relief outcome brief
CCDB company credit-adjustment-services-of-harrisburg-inc
7.7% relief · 92.3% timely · 13 filings · Debt collection
Same-product relief peers
Nearest relief peer: Acima Credit, LLC (7.7% relief)
Credit Adjustment Services of Harrisburg, Inc closes 7.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 13 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Adjustment Services of Harrisburg, Inc complaint mix by product
- Debt collection 10 76.9% – 10% relief
- Debt or 1 7.7% – 0% relief
- Credit reporting 1 7.7% – 0% relief
- Credit reporting, 1 7.7% – 0% relief
How Credit Adjustment Services of Harrisburg, Inc's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 10 |
| Debt or credit management | 1 |
| Credit reporting or other personal consumer reports | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Credit Adjustment Services of Harrisburg, Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- IN
- 46.2% of this company's filings
Credit Adjustment Services of Harrisburg, Inc complaints by year
Annual filing volume from the CFPB public database
- 2026
- 2
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| IN | 6 |
| IL | 3 |
| KY | 2 |
| MD | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 5 |
| Written notification about debt | 3 |
| Confusing or missing disclosures | 1 |
| Improper use of your report | 1 |
| Improper contact or sharing of info | 1 |
| Communication tactics | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 50% |
| 2018 | 1 | 100% |
| 2020 | 1 | 100% |
| 2022 | 2 | 100% |
| 2023 | 3 | 100% |
| 2024 | 1 | 100% |
| 2025 | 1 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Credit Adjustment Services of Harrisburg, Inc filings cluster in one product
Credit Adjustment Services of Harrisburg, Inc's 13 logged complaints stay concentrated: only 5 states show a filing. Only 38.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-03-02.
Credit Adjustment Services of Harrisburg, Inc answers 92.3% of complaints inside the CFPB's tracked window and closes 84.6% with a written explanation. 7.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Adjustment Services of Harrisburg, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Adjustment Services of Harrisburg, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 13.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 92.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Adjustment Services of Harrisburg, Inc (92.3% timely; 7.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration