CRED Technologies dba cred.ai
47 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CRED Technologies dba cred.ai complaint mix by product
- Credit card 19 40.4% – 0% relief
- Checking or 15 31.9% – 20% relief
- Credit card 9 19.1% – 11% relief
- Prepaid card 2 4.3% – 0% relief
- Credit reporting, 1 2.1% – 0% relief
- Money transfer, 1 2.1% – 0% relief
How CRED Technologies dba cred.ai's 47 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit card | 19 |
| Checking or savings account | 15 |
| Credit card or prepaid card | 9 |
| Prepaid card | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 10 |
| TX | 9 |
| FL | 5 |
| NC | 3 |
| WA | 3 |
| NJ | 2 |
| AZ | 2 |
| PA | 2 |
| MO | 1 |
| ID | 1 |
| AL | 1 |
| KS | 1 |
| UT | 1 |
| GA | 1 |
| MD | 1 |
| OH | 1 |
| NY | 1 |
| IL | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with a purchase shown on your statement | 14 |
| Managing an account | 10 |
| Trouble using your card | 4 |
| Closing your account | 3 |
| Other features, terms, or problems | 3 |
| Getting a credit card | 2 |
| Closing an account | 2 |
| Trouble using the card | 2 |
| Opening an account | 2 |
| Unexpected or other fees | 1 |
| Problem with a lender or other company charging your account | 1 |
| Advertising and marketing, including promotional offers | 1 |
| Incorrect information on your report | 1 |
| Fraud or scam | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 2 | 100% |
| 2022 | 6 | 100% |
| 2023 | 12 | 100% |
| 2024 | 15 | 100% |
| 2025 | 10 | 90% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About CRED Technologies dba cred.ai
CRED Technologies dba cred.ai's 47 logged complaints stay concentrated: only 19 states show a filing on record. 76.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2021 through 2026-04-14.
CRED Technologies dba cred.ai answers 97.9% of complaints inside the CFPB's tracked window and closes 91.5% with a written explanation. 8.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Problem with a purchase shown on your statement."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CRED Technologies dba cred.ai.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does CRED Technologies dba cred.ai have?
47, per the CFPB's public complaint count for this company (see the full breakdown above).
Does CRED Technologies dba cred.ai respond to complaints on time?
97.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about CRED Technologies dba cred.ai?
"Problem with a purchase shown on your statement", filed under the "Credit card" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.