2026 data Public-data reference. official source

Cornerstone Home Lending Inc.

124 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

124 consumer complaints filed with the CFPB

This profile shows Cornerstone Home Lending Inc.'s complaint history from CFPB public records. 124 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 6.5% of cases.

124
Total Complaints
100%
Timely Response
0.8%
Disputed
6.5%
Relief Provided
21
States Active
2012
Since

Total complaints

124

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

6.5%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.5%
Industry median

Share closed with monetary or non-monetary relief.

Cornerstone Home Lending Inc. complaint mix by product

Total complaints: 124

Cornerstone Home Lending Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 124 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 116 complaints (93.5%), resolution 6.9% Mortgage 93.5% Credit reporting,: 6 complaints (4.8%), resolution 0.0% Debt collection: 2 complaints (1.6%), resolution 0.0%
  • Mortgage 116 93.5% 7% relief
  • Credit reporting, 6 4.8% 0% relief
  • Debt collection 2 1.6% 0% relief

How Cornerstone Home Lending Inc.'s 124 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 116
Credit reporting, credit repair services, or other personal consumer reports 6
Debt collection 2

Top States

State Complaints
TX 62
OK 12
CA 7
WA 6
FL 6
CO 6
NC 3
UT 3
NM 2
AK 2
DC 2
AZ 2
WI 1
GA 1
NH 1
MO 1
AR 1
VA 1
IL 1
TN 1

Top Issues

Issue Complaints
Trouble during payment process 44
Loan servicing, payments, escrow account 20
Applying for a mortgage or refinancing an existing mortgage 12
Struggling to pay mortgage 11
Closing on a mortgage 10
Application, originator, mortgage broker 8
Settlement process and costs 5
Credit decision / Underwriting 4
Incorrect information on your report 3
Loan modification,collection,foreclosure 2
Improper use of your report 2
Problem with a credit reporting company's investigation into an existing problem 1
Attempts to collect debt not owed 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2012 2 100%
2013 4 100%
2014 5 100%
2015 10 100%
2016 12 100%
2017 13 100%
2018 13 100%
2019 10 100%
2020 18 100%
2021 18 100%
2022 19 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Cornerstone Home Lending Inc.

Cornerstone Home Lending Inc. has accumulated 124 consumer complaints in the CFPB public database, with filings active across 21 U.S. states. Of those submissions, 44 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2022-10-08, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Cornerstone Home Lending Inc. reports a 100% timely-response rate and has closed 92.7% of cases with a written explanation to the consumer. 6.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Cornerstone Home Lending Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Cornerstone Home Lending Inc. have?

Cornerstone Home Lending Inc. has received 124 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Cornerstone Home Lending Inc. respond to complaints on time?

Cornerstone Home Lending Inc. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Cornerstone Home Lending Inc.?

The most common issue reported against Cornerstone Home Lending Inc. is "Trouble during payment process" in the "Mortgage" product category.

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