CFPB · Single-product concentration

Cohen & Associates

18 CFPB complaints · 94.4% in "Debt collection" · top issue False statements or representation.

18 CFPB complaints

Cohen & Associates: 94.4% of 18 CFPB complaints sit in "Debt collection". Timely 0% · relief 5.6%. Allegations, not findings.

  • Single-product concentration
  • -75% filings 2014 to 2022

CFPB relief outcome brief

CCDB company cohen-associates

5.6% relief · 0% timely · 18 filings · Debt collection

Nearest relief peer: Aqua Finance, Inc. (5.6% relief)

Cohen & Associates (this)5.6%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Cohen & Associates and nearest filing-volume peers

Cohen & Associates closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Cohen & Associates's 18 filings include narrative text

44.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Cohen & Associates complaint mix by product

Total complaints: 18

Cohen & Associates complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 17 complaints (94.4%), resolution 5.9% Debt collection 94.4% Payday loan,: 1 complaints (5.6%), resolution 0.0%
  • Debt collection 17 94.4% 6% relief
  • Payday loan, 1 5.6% 0% relief

How Cohen & Associates's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 17
Payday loan, title loan, or personal loan 1

Where Cohen & Associates complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
22.2% of this company's filings
CA4MA3NY2PA2IL2NC2OH1LA1

Cohen & Associates falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
1
-75% vs 2014
0123456 201420152017201820212022 1

Top States

State Complaints
CA 4
MA 3
NY 2
PA 2
IL 2
NC 2
OH 1
LA 1
GA 1

Top Issues

Issue Complaints
False statements or representation 7
Took or threatened to take negative or legal action 5
Communication tactics 1
Disclosure verification of debt 1
Taking/threatening an illegal action 1
Attempts to collect debt not owed 1
Written notification about debt 1
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2014 4 0%
2015 2 0%
2017 5 0%
2018 4 0%
2021 2 0%
2022 1 0%

Source: CFPB Consumer Complaint Database

Cohen & Associates filings cluster in one product

Cohen & Associates's 18 logged complaints stay concentrated: only 9 states show a filing. 44.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2022-04-07.

Cohen & Associates answers 0% of complaints inside the CFPB's tracked window and closes 11.1% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cohen & Associates.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Cohen & Associates: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Cohen & Associates (0% timely; 5.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration