CFPB · Single-product concentration
SCA Collections, Inc.
667 CFPB complaints · 81.1% in "Debt collection" · top issue Attempts to collect debt not owed.
SCA Collections, Inc.: 81.1% of 667 CFPB complaints sit in "Debt collection". Timely 95.7% · relief 0%. Allegations, not findings.
- Single-product concentration
- +2900% filings 2013 to 2026
CFPB relief outcome brief
CCDB company sca-collections-inc
0% relief · 95.7% timely · 667 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
SCA Collections, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of SCA Collections, Inc.'s 667 filings include narrative text
42.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
SCA Collections, Inc. complaint mix by product
- Debt collection 541 81.1% – 0% relief
- Credit reporting, 100 15.0% – 0% relief
- Credit reporting 22 3.3% – 0% relief
- Credit reporting 2 0.3% – 0% relief
- Credit card 1 0.1% – 0% relief
- Bank account 1 0.1% – 0% relief
How SCA Collections, Inc.'s 667 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 541 |
| Credit reporting, credit repair services, or other personal consumer reports | 100 |
| Credit reporting or other personal consumer reports | 22 |
| Credit reporting | 2 |
| Credit card | 1 |
| Bank account or service | 1 |
Concentrated filing states for SCA Collections, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 45.7% of this company's filings
SCA Collections, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 30
- +2900% vs 2013
Top States
| State | Complaints |
|---|---|
| NC | 305 |
| SC | 132 |
| GA | 49 |
| CA | 34 |
| FL | 26 |
| TN | 25 |
| VA | 24 |
| AL | 11 |
| OR | 7 |
| CO | 7 |
| TX | 5 |
| VI | 5 |
| UT | 4 |
| KY | 3 |
| MI | 2 |
| NM | 2 |
| ND | 2 |
| MN | 2 |
| MD | 2 |
| PA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 225 |
| Written notification about debt | 151 |
| Incorrect information on your report | 55 |
| Cont'd attempts collect debt not owed | 45 |
| Disclosure verification of debt | 38 |
| Problem with a credit reporting company's investigation into an existing problem | 34 |
| Took or threatened to take negative or legal action | 31 |
| False statements or representation | 29 |
| Improper use of your report | 24 |
| Communication tactics | 13 |
| Threatened to contact someone or share information improperly | 6 |
| Problem with a company's investigation into an existing problem | 6 |
| Improper contact or sharing of info | 3 |
| Credit reporting company's investigation | 1 |
| Incorrect information on credit report | 1 |
| Billing disputes | 1 |
| Account opening, closing, or management | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Fraud or scam | 1 |
| Confusing or missing disclosures | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 7 | 100% |
| 2015 | 34 | 100% |
| 2016 | 37 | 100% |
| 2017 | 77 | 100% |
| 2018 | 55 | 100% |
| 2019 | 68 | 100% |
| 2020 | 50 | 100% |
| 2021 | 110 | 95.5% |
| 2022 | 88 | 90.9% |
| 2023 | 39 | 89.7% |
| 2024 | 26 | 88.5% |
| 2025 | 45 | 91.1% |
| 2026 | 30 | 83.3% |
Source: CFPB Consumer Complaint Database
SCA Collections, Inc. filings cluster in one product
SCA Collections, Inc.'s 667 logged complaints stay concentrated: only 30 states show a filing. 42.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-24.
SCA Collections, Inc. answers 95.7% of complaints inside the CFPB's tracked window and closes 99.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about SCA Collections, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for SCA Collections, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 667.
- Mercantile Adjustment Bureau, LLC Δ 1 complaints · 0.4% relief 668complaints
- Climb Credit Inc. Δ 3 complaints · 0.9% relief 670complaints
- Collection Bureau of the Hudson Valley, Inc. Δ 5 complaints · 31.5% relief 672complaints
- Asset Management Outsourcing, Inc. Δ 8 complaints · 0% relief 675complaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for SCA Collections, Inc. (95.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration