2026 data Public-data reference. official source

TFC Credit Corporation of California

120 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

120 consumer complaints filed with the CFPB

This profile shows TFC Credit Corporation of California's complaint history from CFPB public records. 120 consumers have filed complaints since 2016. The company has a 80.8% timely response rate and has provided relief in 0.8% of cases.

120
Total Complaints
80.8%
Timely Response
0.8%
Disputed
0.8%
Relief Provided
25
States Active
2016
Since

Total complaints

120

Filed since 2016

Timely response

80.8%

CFPB-tracked response window

Relief rate

0.8%

Closed with monetary or non-monetary relief

Timely response rate 80.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.8%
Industry median

Share closed with monetary or non-monetary relief.

TFC Credit Corporation of California complaint mix by product

Total complaints: 120

TFC Credit Corporation of California complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 120 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 35 complaints (29.2%), resolution 0.0% Debt collection 29.2% Credit reporting: 31 complaints (25.8%), resolution 3.2% Credit reporting 25.8% Student loan: 30 complaints (25.0%), resolution 0.0% Student loan 25.0% Credit reporting,: 21 complaints (17.5%), resolution 0.0% Credit reporting, 17.5% Payday loan,: 1 complaints (0.8%), resolution 0.0% Payday loan,: 1 complaints (0.8%), resolution 0.0% Credit card: 1 complaints (0.8%), resolution 0.0%
  • Debt collection 35 29.2% 0% relief
  • Credit reporting 31 25.8% 3% relief
  • Student loan 30 25.0% 0% relief
  • Credit reporting, 21 17.5% 0% relief
  • Payday loan, 1 0.8% 0% relief
  • Payday loan, 1 0.8% 0% relief
  • Credit card 1 0.8% 0% relief

How TFC Credit Corporation of California's 120 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 35
Credit reporting or other personal consumer reports 31
Student loan 30
Credit reporting, credit repair services, or other personal consumer reports 21
Payday loan, title loan, personal loan, or advance loan 1
Payday loan, title loan, or personal loan 1
Credit card or prepaid card 1

Top States

State Complaints
CA 32
TX 14
FL 10
IL 9
NY 9
OH 7
NV 5
WA 4
PA 3
TN 3
OR 2
AZ 2
NJ 2
NC 2
MN 2
WI 2
MI 1
MA 1
VA 1
OK 1

Top Issues

Issue Complaints
Incorrect information on your report 38
Dealing with your lender or servicer 14
Attempts to collect debt not owed 12
Problem with a company's investigation into an existing problem 10
Written notification about debt 10
Improper use of your report 8
Took or threatened to take negative or legal action 7
Problem with a credit reporting company's investigation into an existing problem 4
Issue where my lender is my school 3
Struggling to repay your loan 2
Cont'd attempts collect debt not owed 2
Communication tactics 2
Dealing with my lender or servicer 2
Disclosure verification of debt 1
Unable to get your credit report or credit score 1
Credit monitoring or identity theft protection services 1
Getting a loan 1
Problem when making payments 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2016 5 20%
2017 1 0%
2018 4 50%
2019 9 100%
2020 9 100%
2021 8 100%
2022 12 100%
2023 12 91.7%
2024 17 76.5%
2025 24 58.3%
2026 19 94.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About TFC Credit Corporation of California

TFC Credit Corporation of California has accumulated 120 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 35 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2026-04-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, TFC Credit Corporation of California reports a 80.8% timely-response rate and has closed 98.3% of cases with a written explanation to the consumer. 0.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TFC Credit Corporation of California: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does TFC Credit Corporation of California have?

TFC Credit Corporation of California has received 120 consumer complaints filed with the Consumer Financial Protection Bureau.

Does TFC Credit Corporation of California respond to complaints on time?

TFC Credit Corporation of California has a 80.8% timely response rate to CFPB complaints.

What is the most common complaint about TFC Credit Corporation of California?

The most common issue reported against TFC Credit Corporation of California is "Incorrect information on your report" in the "Debt collection" product category.

Related