CFPB · Narrative-heavy record

ClearBalance Holdings, LLC

14 CFPB complaints · 42.9% with narratives · top issue Threatened to contact someone or share information improperly.

14 CFPB complaints

ClearBalance Holdings, LLC: 42.9% of 14 filings include consumer narratives. Timely 28.6% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • +700% filings 2022 to 2026

CFPB relief outcome brief

CCDB company clearbalance-holdings-llc

0% relief · 28.6% timely · 14 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

ClearBalance Holdings, LLC (…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among ClearBalance Holdings, LLC and nearest filing-volume peers

ClearBalance Holdings, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of ClearBalance Holdings, LLC's 14 filings include narrative text

42.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 28.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

ClearBalance Holdings, LLC complaint mix by product

Total complaints: 14

ClearBalance Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 9 complaints (64.3%), resolution 0.0% Debt collection 64.3% Payday loan,: 3 complaints (21.4%), resolution 0.0% Payday loan, 21.4% Student loan: 1 complaints (7.1%), resolution 0.0% Student loan 7.1% Credit reporting: 1 complaints (7.1%), resolution 0.0% Credit reporting 7.1%
  • Debt collection 9 64.3% 0% relief
  • Payday loan, 3 21.4% 0% relief
  • Student loan 1 7.1% 0% relief
  • Credit reporting 1 7.1% 0% relief

How ClearBalance Holdings, LLC's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 9
Payday loan, title loan, personal loan, or advance loan 3
Student loan 1
Credit reporting or other personal consumer reports 1

Where ClearBalance Holdings, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
21.4% of this company's filings
TX3FL2GA2MO1KY1OR1NY1WY1

ClearBalance Holdings, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
8
+700% vs 2022
0246810 202220252026 8

Top States

State Complaints
TX 3
FL 2
GA 2
MO 1
KY 1
OR 1
NY 1
WY 1
NJ 1
VA 1

Top Issues

Issue Complaints
Threatened to contact someone or share information improperly 2
Communication tactics 2
Attempts to collect debt not owed 2
Problem when making payments 1
False statements or representation 1
Dealing with your lender or servicer 1
Took or threatened to take negative or legal action 1
Electronic communications 1
Problem with a company's investigation into an existing problem 1
Charged fees or interest you didn't expect 1
Getting the loan 1

Yearly Trend

Year Complaints Timely
2022 1 100%
2025 5 0%
2026 8 37.5%

Source: CFPB Consumer Complaint Database

ClearBalance Holdings, LLC's narrative-rich complaint ledger

ClearBalance Holdings, LLC's 14 logged complaints stay concentrated: only 10 states show a filing. 42.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-11.

ClearBalance Holdings, LLC answers 28.6% of complaints inside the CFPB's tracked window and closes 7.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Threatened to contact someone or share information improperly."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ClearBalance Holdings, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for ClearBalance Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for ClearBalance Holdings, LLC (28.6% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record