CFPB · Single-product concentration
Clear Recovery, Inc.
70 CFPB complaints · 95.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Clear Recovery, Inc.: 95.7% of 70 CFPB complaints sit in "Debt collection". Timely 95.7% · relief 4.3%. Allegations, not findings.
- Single-product concentration
- -25% filings 2013 to 2026
CFPB relief outcome brief
CCDB company clear-recovery-inc
4.3% relief · 95.7% timely · 70 filings · Debt collection
Same-product relief peers
Nearest relief peer: Westcreek Financial (4.3% relief)
Clear Recovery, Inc. closes 4.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Clear Recovery, Inc.'s 70 filings include narrative text
40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Clear Recovery, Inc. complaint mix by product
- Debt collection 67 95.7% – 5% relief
- Credit reporting 2 2.9% – 0% relief
- Credit reporting, 1 1.4% – 0% relief
How Clear Recovery, Inc.'s 70 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 67 |
| Credit reporting or other personal consumer reports | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Clear Recovery, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- NE
- 44.3% of this company's filings
Clear Recovery, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -25% vs 2013
Top States
| State | Complaints |
|---|---|
| NE | 31 |
| TX | 7 |
| MO | 6 |
| IA | 4 |
| CA | 4 |
| NJ | 2 |
| VA | 2 |
| NM | 1 |
| CO | 1 |
| OR | 1 |
| FL | 1 |
| MT | 1 |
| KS | 1 |
| MA | 1 |
| NY | 1 |
| TN | 1 |
| SD | 1 |
| NV | 1 |
| AR | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 24 |
| Communication tactics | 13 |
| Written notification about debt | 9 |
| Cont'd attempts collect debt not owed | 7 |
| Disclosure verification of debt | 6 |
| Took or threatened to take negative or legal action | 3 |
| Improper contact or sharing of info | 3 |
| False statements or representation | 2 |
| Incorrect information on your report | 2 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 25% |
| 2014 | 13 | 100% |
| 2015 | 2 | 100% |
| 2016 | 1 | 100% |
| 2017 | 3 | 100% |
| 2018 | 8 | 100% |
| 2019 | 2 | 100% |
| 2020 | 3 | 100% |
| 2021 | 6 | 100% |
| 2022 | 6 | 100% |
| 2023 | 8 | 100% |
| 2024 | 4 | 100% |
| 2025 | 7 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Clear Recovery, Inc. filings cluster in one product
Clear Recovery, Inc.'s 70 logged complaints stay concentrated: only 21 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-05-29.
Clear Recovery, Inc. answers 95.7% of complaints inside the CFPB's tracked window and closes 92.9% with a written explanation. 4.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Clear Recovery, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Clear Recovery, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 70.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Clear Recovery, Inc. (95.7% timely; 4.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration