CFPB · Single-product concentration
Circleback Lending, Inc.(Closed)
13 CFPB complaints · 76.9% in "Consumer Loan" · top issue Managing the loan or lease.
Circleback Lending, Inc.(Closed): 76.9% of 13 CFPB complaints sit in "Consumer Loan". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +200% filings 2014 to 2017
CFPB relief outcome brief
CCDB company circleback-lending-inc-closed
0% relief · 100% timely · 13 filings · Consumer Loan
Same-product relief peers
Nearest relief peer: Condor Capital Corp (0% relief)
Circleback Lending, Inc.(Closed) closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 13 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Circleback Lending, Inc.(Closed) complaint mix by product
- Consumer Loan 10 76.9% – 0% relief
- Debt collection 2 15.4% – 0% relief
- Payday loan 1 7.7% – 0% relief
How Circleback Lending, Inc.(Closed)'s 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Consumer Loan | 10 |
| Debt collection | 2 |
| Payday loan | 1 |
Where Circleback Lending, Inc.(Closed) complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 23.1% of this company's filings
Circleback Lending, Inc.(Closed) rising annual filings
Annual filing volume from the CFPB public database
- 2017
- 3
- +200% vs 2014
Top States
| State | Complaints |
|---|---|
| VA | 3 |
| CA | 3 |
| FL | 2 |
| NY | 1 |
| NJ | 1 |
| SD | 1 |
| IL | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 5 |
| Taking out the loan or lease | 3 |
| Shopping for a loan or lease | 2 |
| Improper contact or sharing of info | 1 |
| Applied for loan/did not receive money | 1 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 3 | 100% |
| 2016 | 6 | 100% |
| 2017 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Circleback Lending, Inc.(Closed) filings cluster in one product
Circleback Lending, Inc.(Closed)'s 13 logged complaints stay concentrated: only 8 states show a filing. Only 38.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2017-02-22.
Circleback Lending, Inc.(Closed) answers 100% of complaints inside the CFPB's tracked window and closes 92.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Consumer Loan" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Circleback Lending, Inc.(Closed).
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Circleback Lending, Inc.(Closed): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 13.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Circleback Lending, Inc.(Closed) (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration