CFPB · Single-product concentration

CIR, Law Offices

45 CFPB complaints · 100% in "Debt collection" · top issue Taking/threatening an illegal action.

45 CFPB complaints

CIR, Law Offices: 100% of 45 CFPB complaints sit in "Debt collection". Timely 84.4% · relief 4.4%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2013 to 2022

CFPB relief outcome brief

CCDB company cir-law-offices

4.4% relief · 84.4% timely · 45 filings · Debt collection

Nearest relief peer: Phoenix Financial Services LLC (4.4% relief)

CIR, Law Offices (this)4.4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among CIR, Law Offices and nearest filing-volume peers

CIR, Law Offices closes 4.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 45 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 84.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

CIR, Law Offices complaint mix by product

Total complaints: 45

CIR, Law Offices complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 45 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 45 complaints (100.0%), resolution 4.4% Debt collection 100.0%
  • Debt collection 45 100.0% 4% relief

How CIR, Law Offices's 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 45

Concentrated filing states for CIR, Law Offices

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
64.4% of this company's filings
CA29AP2PA2TX2FL2VA1WI1ID1

CIR, Law Offices falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
1
-66.7% vs 2013
05101520 20132014201520162017201820192022 1

Top States

State Complaints
CA 29
AP 2
PA 2
TX 2
FL 2
VA 1
WI 1
ID 1
VT 1
OH 1
AZ 1
MA 1
AL 1

Top Issues

Issue Complaints
Taking/threatening an illegal action 9
Communication tactics 8
Cont'd attempts collect debt not owed 8
False statements or representation 6
Disclosure verification of debt 5
Improper contact or sharing of info 3
Written notification about debt 2
Took or threatened to take negative or legal action 2
Attempts to collect debt not owed 2

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 19 94.7%
2015 10 100%
2016 5 80%
2017 3 66.7%
2018 2 50%
2019 2 0%
2022 1 0%

Source: CFPB Consumer Complaint Database

CIR, Law Offices filings cluster in one product

CIR, Law Offices's 45 logged complaints stay concentrated: only 13 states show a filing. Only 17.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2022-04-13.

CIR, Law Offices answers 84.4% of complaints inside the CFPB's tracked window and closes 93.3% with a written explanation. 4.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CIR, Law Offices.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for CIR, Law Offices: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for CIR, Law Offices (84.4% timely; 4.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration