Choice Recovery, Inc.
846 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Choice Recovery, Inc. complaint mix by product
- Debt collection 715 84.5% – 0% relief
- Credit reporting, 128 15.1% – 0% relief
- Credit reporting 2 0.2% – 0% relief
- Credit card 1 0.1% – 0% relief
How Choice Recovery, Inc.'s 846 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 715 |
| Credit reporting, credit repair services, or other personal consumer reports | 128 |
| Credit reporting | 2 |
| Credit card or prepaid card | 1 |
Top States
| State | Complaints |
|---|---|
| OH | 267 |
| FL | 230 |
| GA | 57 |
| TX | 53 |
| IL | 37 |
| NC | 23 |
| SC | 22 |
| KY | 21 |
| MO | 16 |
| NY | 11 |
| AL | 11 |
| NJ | 10 |
| IN | 9 |
| MI | 8 |
| VA | 7 |
| PA | 7 |
| CA | 7 |
| AZ | 5 |
| LA | 5 |
| MD | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 279 |
| Written notification about debt | 206 |
| Incorrect information on your report | 84 |
| Cont'd attempts collect debt not owed | 72 |
| False statements or representation | 56 |
| Disclosure verification of debt | 56 |
| Problem with a credit reporting company's investigation into an existing problem | 26 |
| Took or threatened to take negative or legal action | 21 |
| Improper use of your report | 17 |
| Communication tactics | 16 |
| Improper contact or sharing of info | 6 |
| Taking/threatening an illegal action | 2 |
| Incorrect information on credit report | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Problem when making payments | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 10 | 100% |
| 2014 | 23 | 95.7% |
| 2015 | 31 | 100% |
| 2016 | 64 | 98.4% |
| 2017 | 96 | 97.9% |
| 2018 | 124 | 100% |
| 2019 | 94 | 98.9% |
| 2020 | 131 | 100% |
| 2021 | 130 | 100% |
| 2022 | 143 | 93% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Choice Recovery, Inc.
Choice Recovery, Inc.'s 846 logged complaints stay concentrated: only 36 states show a filing on record. 45.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2022-12-05.
Choice Recovery, Inc. answers 98.2% of complaints inside the CFPB's tracked window and closes 92.9% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Choice Recovery, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Choice Recovery, Inc. have?
846, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Choice Recovery, Inc. respond to complaints on time?
98.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Choice Recovery, Inc.?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.