CFPB · Single-product concentration
CHECKredi of Kentucky, LLC
75 CFPB complaints · 84% in "Debt collection" · top issue Attempts to collect debt not owed.
CHECKredi of Kentucky, LLC: 84% of 75 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +220% filings 2020 to 2026
CFPB relief outcome brief
CCDB company checkredi-of-kentucky-llc
0% relief · 100% timely · 75 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
CHECKredi of Kentucky, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of CHECKredi of Kentucky, LLC's 75 filings include narrative text
65.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CHECKredi of Kentucky, LLC complaint mix by product
- Debt collection 63 84.0% – 0% relief
- Checking or 4 5.3% – 0% relief
- Money transfer, 3 4.0% – 0% relief
- Credit card 2 2.7% – 0% relief
- Credit reporting 2 2.7% – 0% relief
- Credit card 1 1.3% – 0% relief
How CHECKredi of Kentucky, LLC's 75 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 63 |
| Checking or savings account | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Credit card | 2 |
| Credit reporting or other personal consumer reports | 2 |
| Credit card or prepaid card | 1 |
Where CHECKredi of Kentucky, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 12% of this company's filings
CHECKredi of Kentucky, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 16
- +220% vs 2020
Top States
| State | Complaints |
|---|---|
| TX | 9 |
| NY | 6 |
| MA | 6 |
| GA | 5 |
| SC | 5 |
| CO | 4 |
| CT | 4 |
| FL | 3 |
| WY | 3 |
| PA | 3 |
| MO | 2 |
| NH | 2 |
| DE | 2 |
| TN | 2 |
| AL | 2 |
| MD | 2 |
| OH | 2 |
| KY | 2 |
| NC | 2 |
| ID | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 21 |
| False statements or representation | 16 |
| Written notification about debt | 12 |
| Communication tactics | 7 |
| Took or threatened to take negative or legal action | 4 |
| Electronic communications | 3 |
| Unexpected or other fees | 2 |
| Problem with a lender or other company charging your account | 2 |
| Problem caused by your funds being low | 2 |
| Confusing or missing disclosures | 1 |
| Problem with a purchase shown on your statement | 1 |
| Trouble using your card | 1 |
| Improper use of your report | 1 |
| Incorrect information on your report | 1 |
| Fees or interest | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 5 | 100% |
| 2021 | 6 | 100% |
| 2022 | 6 | 100% |
| 2023 | 9 | 100% |
| 2024 | 15 | 100% |
| 2025 | 18 | 100% |
| 2026 | 16 | 100% |
Source: CFPB Consumer Complaint Database
CHECKredi of Kentucky, LLC filings cluster in one product
CHECKredi of Kentucky, LLC's 75 logged complaints stay concentrated: only 28 states show a filing. 65.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-24.
CHECKredi of Kentucky, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CHECKredi of Kentucky, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for CHECKredi of Kentucky, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 75.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for CHECKredi of Kentucky, LLC (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration