CHECKredi of Kentucky, LLC
75 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CHECKredi of Kentucky, LLC complaint mix by product
- Debt collection 63 84.0% – 0% relief
- Checking or 4 5.3% – 0% relief
- Money transfer, 3 4.0% – 0% relief
- Credit card 2 2.7% – 0% relief
- Credit reporting 2 2.7% – 0% relief
- Credit card 1 1.3% – 0% relief
How CHECKredi of Kentucky, LLC's 75 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 63 |
| Checking or savings account | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Credit card | 2 |
| Credit reporting or other personal consumer reports | 2 |
| Credit card or prepaid card | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 9 |
| NY | 6 |
| MA | 6 |
| GA | 5 |
| SC | 5 |
| CO | 4 |
| CT | 4 |
| FL | 3 |
| WY | 3 |
| PA | 3 |
| MO | 2 |
| NH | 2 |
| DE | 2 |
| TN | 2 |
| AL | 2 |
| MD | 2 |
| OH | 2 |
| KY | 2 |
| NC | 2 |
| ID | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 21 |
| False statements or representation | 16 |
| Written notification about debt | 12 |
| Communication tactics | 7 |
| Took or threatened to take negative or legal action | 4 |
| Electronic communications | 3 |
| Unexpected or other fees | 2 |
| Problem with a lender or other company charging your account | 2 |
| Problem caused by your funds being low | 2 |
| Confusing or missing disclosures | 1 |
| Problem with a purchase shown on your statement | 1 |
| Trouble using your card | 1 |
| Improper use of your report | 1 |
| Incorrect information on your report | 1 |
| Fees or interest | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 5 | 100% |
| 2021 | 6 | 100% |
| 2022 | 6 | 100% |
| 2023 | 9 | 100% |
| 2024 | 15 | 100% |
| 2025 | 18 | 100% |
| 2026 | 16 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About CHECKredi of Kentucky, LLC
CHECKredi of Kentucky, LLC's 75 logged complaints stay concentrated: only 28 states show a filing on record. 65.3% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2020 through 2026-06-24.
CHECKredi of Kentucky, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CHECKredi of Kentucky, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does CHECKredi of Kentucky, LLC have?
75, per the CFPB's public complaint count for this company (see the full breakdown above).
Does CHECKredi of Kentucky, LLC respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about CHECKredi of Kentucky, LLC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.