2026 data Public-data reference. official source

CHECKredi of Kentucky, LLC

51 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

51 consumer complaints filed with the CFPB

This profile shows CHECKredi of Kentucky, LLC's complaint history from CFPB public records. 51 consumers have filed complaints since 2020. The company has a 100% timely response rate and has provided relief in 0% of cases.

51
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
24
States Active
2020
Since

Total complaints

51

Filed since 2020

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

CHECKredi of Kentucky, LLC complaint mix by product

Total complaints: 51

CHECKredi of Kentucky, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 51 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 41 complaints (80.4%), resolution 0.0% Debt collection 80.4% Money transfer,: 3 complaints (5.9%), resolution 0.0% Credit reporting: 2 complaints (3.9%), resolution 0.0% Credit card: 2 complaints (3.9%), resolution 0.0% Checking or: 2 complaints (3.9%), resolution 0.0% Credit card: 1 complaints (2.0%), resolution 0.0%
  • Debt collection 41 80.4% 0% relief
  • Money transfer, 3 5.9% 0% relief
  • Credit reporting 2 3.9% 0% relief
  • Credit card 2 3.9% 0% relief
  • Checking or 2 3.9% 0% relief
  • Credit card 1 2.0% 0% relief

How CHECKredi of Kentucky, LLC's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 41
Money transfer, virtual currency, or money service 3
Credit reporting or other personal consumer reports 2
Credit card 2
Checking or savings account 2
Credit card or prepaid card 1

Top States

State Complaints
NY 5
GA 5
TX 5
SC 4
WY 3
MA 3
TN 2
MO 2
KY 2
DE 2
CT 2
OH 2
CO 2
PA 2
FL 1
AZ 1
VT 1
MD 1
ID 1
NC 1

Top Issues

Issue Complaints
False statements or representation 12
Attempts to collect debt not owed 12
Written notification about debt 8
Communication tactics 4
Took or threatened to take negative or legal action 3
Electronic communications 2
Unexpected or other fees 2
Fees or interest 1
Incorrect information on your report 1
Trouble using your card 1
Confusing or missing disclosures 1
Problem with a lender or other company charging your account 1
Problem with a purchase shown on your statement 1
Problem caused by your funds being low 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2020 2 100%
2021 5 100%
2022 4 100%
2023 8 100%
2024 11 100%
2025 14 100%
2026 7 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CHECKredi of Kentucky, LLC

CHECKredi of Kentucky, LLC has accumulated 51 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 27 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-04-08, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CHECKredi of Kentucky, LLC reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "False statements or representation".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CHECKredi of Kentucky, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CHECKredi of Kentucky, LLC have?

CHECKredi of Kentucky, LLC has received 51 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CHECKredi of Kentucky, LLC respond to complaints on time?

CHECKredi of Kentucky, LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about CHECKredi of Kentucky, LLC?

The most common issue reported against CHECKredi of Kentucky, LLC is "False statements or representation" in the "Debt collection" product category.

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