Total complaints
51
Filed since 2020
51 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
51 consumer complaints filed with the CFPB
This profile shows CHECKredi of Kentucky, LLC's complaint history from CFPB public records. 51 consumers have filed complaints since 2020. The company has a 100% timely response rate and has provided relief in 0% of cases.
Total complaints
51
Filed since 2020
Timely response
100%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How CHECKredi of Kentucky, LLC's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 41 |
| Money transfer, virtual currency, or money service | 3 |
| Credit reporting or other personal consumer reports | 2 |
| Credit card | 2 |
| Checking or savings account | 2 |
| Credit card or prepaid card | 1 |
| State | Complaints |
|---|---|
| NY | 5 |
| GA | 5 |
| TX | 5 |
| SC | 4 |
| WY | 3 |
| MA | 3 |
| TN | 2 |
| MO | 2 |
| KY | 2 |
| DE | 2 |
| CT | 2 |
| OH | 2 |
| CO | 2 |
| PA | 2 |
| FL | 1 |
| AZ | 1 |
| VT | 1 |
| MD | 1 |
| ID | 1 |
| NC | 1 |
| Issue | Complaints |
|---|---|
| False statements or representation | 12 |
| Attempts to collect debt not owed | 12 |
| Written notification about debt | 8 |
| Communication tactics | 4 |
| Took or threatened to take negative or legal action | 3 |
| Electronic communications | 2 |
| Unexpected or other fees | 2 |
| Fees or interest | 1 |
| Incorrect information on your report | 1 |
| Trouble using your card | 1 |
| Confusing or missing disclosures | 1 |
| Problem with a lender or other company charging your account | 1 |
| Problem with a purchase shown on your statement | 1 |
| Problem caused by your funds being low | 1 |
| Improper use of your report | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 2 | 100% |
| 2021 | 5 | 100% |
| 2022 | 4 | 100% |
| 2023 | 8 | 100% |
| 2024 | 11 | 100% |
| 2025 | 14 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
CHECKredi of Kentucky, LLC has accumulated 51 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 27 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-04-08, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, CHECKredi of Kentucky, LLC reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "False statements or representation".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CHECKredi of Kentucky, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
CHECKredi of Kentucky, LLC has received 51 consumer complaints filed with the Consumer Financial Protection Bureau.
CHECKredi of Kentucky, LLC has a 100% timely response rate to CFPB complaints.
The most common issue reported against CHECKredi of Kentucky, LLC is "False statements or representation" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.