CFPB · Single-product concentration

Checkbook Inc

10 CFPB complaints · 80% in "Money transfer, virtual currency, or money service" · top issue Fraud or scam.

10 CFPB complaints

Checkbook Inc: 80% of 10 CFPB complaints sit in "Money transfer, virtual currency, or money service". Timely 70% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +300% filings 2024 to 2026

CFPB relief outcome brief

CCDB company checkbook-inc

0% relief · 70% timely · 10 filings · Money transfer, virtual currency, or money service

Nearest relief peer: Early Warning Services, LLC (0% relief)

Checkbook Inc (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Checkbook Inc and nearest filing-volume peers

Checkbook Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Checkbook Inc's 10 filings include narrative text

60% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 70.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Checkbook Inc complaint mix by product

Total complaints: 10

Checkbook Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 8 complaints (80.0%), resolution 0.0% Money transfer, 80.0% Credit card: 1 complaints (10.0%), resolution 0.0% Credit card 10.0% Checking or: 1 complaints (10.0%), resolution 0.0% Checking or 10.0%
  • Money transfer, 8 80.0% 0% relief
  • Credit card 1 10.0% 0% relief
  • Checking or 1 10.0% 0% relief

How Checkbook Inc's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 8
Credit card 1
Checking or savings account 1

Where Checkbook Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
20% of this company's filings
FL2CA2CO2PA1MI1UT1

Checkbook Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
4
+300% vs 2024
0123456 202420252026 4

Top States

State Complaints
FL 2
CA 2
CO 2
PA 1
MI 1
UT 1

Top Issues

Issue Complaints
Fraud or scam 3
Money was not available when promised 2
Other features, terms, or problems 1
Managing an account 1
Trouble accessing funds in your mobile or digital wallet 1
Other transaction problem 1
Problem with customer service 1

Yearly Trend

Year Complaints Timely
2024 1 100%
2025 5 80%
2026 4 50%

Source: CFPB Consumer Complaint Database

Checkbook Inc filings cluster in one product

Checkbook Inc's 10 logged complaints stay concentrated: only 6 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-03-26.

Checkbook Inc answers 70% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Fraud or scam."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Checkbook Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Checkbook Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Checkbook Inc (70% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration