CFPB · Diversified product mix
Cfs Acceptance
14 CFPB complaints · diversified mix (top product 28.6%) · top issue Managing the loan or lease.
Cfs Acceptance: top product "Credit reporting or other personal consumer reports" is only 28.6% of 14 - multi-bucket mix. Timely 0% · relief 0%. Allegations, not findings.
- Diversified product mix
- -50% filings 2015 to 2026
CFPB relief outcome brief
CCDB company cfs-acceptance
0% relief · 0% timely · 14 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
Cfs Acceptance closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Cfs Acceptance's 14 filings include narrative text
57.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Cfs Acceptance complaint mix by product
- Credit reporting 4 28.6% – 0% relief
- Debt collection 4 28.6% – 0% relief
- Consumer Loan 4 28.6% – 0% relief
- Vehicle loan 2 14.3% – 0% relief
How Cfs Acceptance's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 4 |
| Debt collection | 4 |
| Consumer Loan | 4 |
| Vehicle loan or lease | 2 |
Where Cfs Acceptance complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 35.7% of this company's filings
Cfs Acceptance falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 5 |
| IL | 2 |
| FL | 1 |
| OR | 1 |
| ID | 1 |
| WA | 1 |
| CT | 1 |
| MO | 1 |
| NE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 3 |
| Problems at the end of the loan or lease | 2 |
| Took or threatened to take negative or legal action | 2 |
| Incorrect information on your report | 1 |
| Unable to get your credit report or credit score | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Identity theft protection or other monitoring services | 1 |
| Improper use of your report | 1 |
| Problems when you are unable to pay | 1 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 0% |
| 2016 | 3 | 0% |
| 2017 | 1 | 0% |
| 2024 | 1 | 0% |
| 2025 | 6 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Cfs Acceptance spreads across product buckets
Cfs Acceptance's 14 logged complaints stay concentrated: only 9 states show a filing. 57.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-01-14.
Cfs Acceptance answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cfs Acceptance.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Cfs Acceptance: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 14.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Cfs Acceptance (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix