Total complaints
12
Filed since 2015
2026 data Public-data reference. official source
CFS ACCEPTANCE
12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
12 consumer complaints filed with the CFPB
This profile shows CFS ACCEPTANCE's complaint history from CFPB public records. 12 consumers have filed complaints since 2015. The company has a 0% timely response rate and has provided relief in 0% of cases.
12
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
2015
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
CFS ACCEPTANCE complaint mix by product
- Debt collection 4 33.3% – 0% relief
- Consumer Loan 4 33.3% – 0% relief
- Credit reporting 2 16.7% – 0% relief
- Vehicle loan 2 16.7% – 0% relief
How CFS ACCEPTANCE's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
| Consumer Loan | 4 |
| Credit reporting or other personal consumer reports | 2 |
| Vehicle loan or lease | 2 |
Top States
| State | Complaints |
|---|---|
| CA | 5 |
| IL | 2 |
| CT | 1 |
| OR | 1 |
| NE | 1 |
| ID | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 3 |
| Took or threatened to take negative or legal action | 2 |
| Problems at the end of the loan or lease | 2 |
| Identity theft protection or other monitoring services | 1 |
| Taking/threatening an illegal action | 1 |
| Problems when you are unable to pay | 1 |
| Improper use of your report | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 0% |
| 2016 | 3 | 0% |
| 2017 | 1 | 0% |
| 2024 | 1 | 0% |
| 2025 | 4 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About CFS ACCEPTANCE
CFS ACCEPTANCE has accumulated 12 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-01-14, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, CFS ACCEPTANCE reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Managing the loan or lease".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CFS ACCEPTANCE: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does CFS ACCEPTANCE have?
CFS ACCEPTANCE has received 12 consumer complaints filed with the Consumer Financial Protection Bureau.
Does CFS ACCEPTANCE respond to complaints on time?
CFS ACCEPTANCE has a 0% timely response rate to CFPB complaints.
What is the most common complaint about CFS ACCEPTANCE?
The most common issue reported against CFS ACCEPTANCE is "Managing the loan or lease" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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