CFPB · Single-product concentration
Century Credit & Collections, LLC
28 CFPB complaints · 89.3% in "Debt collection" · top issue False statements or representation.
Century Credit & Collections, LLC: 89.3% of 28 CFPB complaints sit in "Debt collection". Timely 100% · relief 3.6%. Allegations, not findings.
- Single-product concentration
- 0% filings 2013 to 2025
CFPB relief outcome brief
CCDB company century-credit-collections-llc
3.6% relief · 100% timely · 28 filings · Debt collection
Same-product relief peers
Nearest relief peer: Advance Bureau of Collections (3.6% relief)
Century Credit & Collections, LLC closes 3.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Century Credit & Collections, LLC's 28 filings include narrative text
53.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Century Credit & Collections, LLC complaint mix by product
- Debt collection 25 89.3% – 4% relief
- Credit reporting, 2 7.1% – 0% relief
- Credit reporting 1 3.6% – 0% relief
How Century Credit & Collections, LLC's 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 25 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Credit reporting | 1 |
Concentrated filing states for Century Credit & Collections, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 92.9% of this company's filings
Century Credit & Collections, LLC complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 26 |
| AP | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 6 |
| Took or threatened to take negative or legal action | 5 |
| Attempts to collect debt not owed | 4 |
| Cont'd attempts collect debt not owed | 3 |
| Disclosure verification of debt | 3 |
| Written notification about debt | 2 |
| Communication tactics | 2 |
| Incorrect information on credit report | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 3 | 100% |
| 2015 | 2 | 100% |
| 2016 | 1 | 100% |
| 2017 | 3 | 100% |
| 2018 | 4 | 100% |
| 2019 | 3 | 100% |
| 2020 | 4 | 100% |
| 2021 | 3 | 100% |
| 2022 | 1 | 100% |
| 2023 | 2 | 100% |
| 2025 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Century Credit & Collections, LLC filings cluster in one product
Century Credit & Collections, LLC's 28 logged complaints stay concentrated: only 3 states show a filing. 53.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-05-15.
Century Credit & Collections, LLC answers 100% of complaints inside the CFPB's tracked window and closes 96.4% with a written explanation. 3.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Century Credit & Collections, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Century Credit & Collections, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 28.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Century Credit & Collections, LLC (100% timely; 3.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration