CFPB · Single-product concentration
Central Mortgage Funding, LLC
25 CFPB complaints · 96% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
Central Mortgage Funding, LLC: 96% of 25 CFPB complaints sit in "Mortgage". Timely 76% · relief 4%. Allegations, not findings.
- Single-product concentration
- 0% filings 2021 to 2025
CFPB relief outcome brief
CCDB company central-mortgage-funding-llc
4% relief · 76% timely · 25 filings · Mortgage
Same-product relief peers
Nearest relief peer: Brightfunders, LLC (4.1% relief)
Central Mortgage Funding, LLC closes 4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Central Mortgage Funding, LLC's 25 filings include narrative text
72% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Central Mortgage Funding, LLC complaint mix by product
- Mortgage 24 96.0% – 4% relief
- Credit reporting 1 4.0% – 0% relief
How Central Mortgage Funding, LLC's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 24 |
| Credit reporting or other personal consumer reports | 1 |
Where Central Mortgage Funding, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 16% of this company's filings
Central Mortgage Funding, LLC complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2021
Top States
| State | Complaints |
|---|---|
| CA | 4 |
| NJ | 4 |
| FL | 2 |
| MA | 2 |
| WI | 2 |
| VA | 2 |
| SC | 2 |
| MN | 2 |
| TX | 1 |
| PA | 1 |
| NC | 1 |
| AR | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 15 |
| Closing on a mortgage | 7 |
| Struggling to pay mortgage | 2 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 1 | 0% |
| 2022 | 2 | 50% |
| 2023 | 11 | 100% |
| 2024 | 10 | 70% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Central Mortgage Funding, LLC filings cluster in one product
Central Mortgage Funding, LLC's 25 logged complaints stay concentrated: only 13 states show a filing. 72% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2025-01-23.
Central Mortgage Funding, LLC answers 76% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Central Mortgage Funding, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Central Mortgage Funding, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 25.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 76%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Central Mortgage Funding, LLC (76% timely; 4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration