CFPB · Diversified product mix

Cash Express, LLC

136 CFPB complaints · diversified mix (top product 30.1%) · top issue Struggling to pay your loan.

136 CFPB complaints

Cash Express, LLC: top product "Payday loan, title loan, or personal loan" is only 30.1% of 136 - multi-bucket mix. Timely 98.5% · relief 3.7%. Allegations, not findings.

  • Diversified product mix
  • +140% filings 2013 to 2026

CFPB relief outcome brief

CCDB company cash-express-llc

3.7% relief · 98.5% timely · 136 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Harpeth Financial Services, LLC (3.3% relief)

Cash Express, LLC (this)3.7%Cash America International, …1.5%Kramer & Frank, P.C.34.6%McNeil & Meyers Asset Manage…3.7%Northern Trust Company, The10.3%
Closed-with-relief % among Cash Express, LLC and nearest filing-volume peers

Cash Express, LLC closes 3.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Cash Express, LLC's 136 filings include narrative text

51.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 98.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Cash Express, LLC complaint mix by product

Total complaints: 136

Cash Express, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 136 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 41 complaints (30.4%), resolution 12.2% Payday loan, 30.4% Payday loan,: 37 complaints (27.4%), resolution 0.0% Payday loan, 27.4% Debt collection: 32 complaints (23.7%), resolution 0.0% Debt collection 23.7% Payday loan: 21 complaints (15.6%), resolution 0.0% Payday loan 15.6% Credit card: 2 complaints (1.5%), resolution 0.0% Vehicle loan: 1 complaints (0.7%), resolution 0.0% Checking or: 1 complaints (0.7%), resolution 0.0%
  • Payday loan, 41 30.4% 12% relief
  • Payday loan, 37 27.4% 0% relief
  • Debt collection 32 23.7% 0% relief
  • Payday loan 21 15.6% 0% relief
  • Credit card 2 1.5% 0% relief
  • Vehicle loan 1 0.7% 0% relief
  • Checking or 1 0.7% 0% relief

How Cash Express, LLC's 136 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 41
Payday loan, title loan, personal loan, or advance loan 37
Debt collection 32
Payday loan 21
Credit card or prepaid card 2
Vehicle loan or lease 1
Checking or savings account 1
Consumer Loan 1

Concentrated filing states for Cash Express, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TN
60.3% of this company's filings
TN82KY34AL5MS3GA2IN1CO1NV1

Cash Express, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
12
+140% vs 2013
0510152025 20132015201720192021202320252026 12

Top States

State Complaints
TN 82
KY 34
AL 5
MS 3
GA 2
IN 1
CO 1
NV 1
VA 1
PA 1
OK 1
AZ 1

Top Issues

Issue Complaints
Struggling to pay your loan 26
Charged fees or interest you didn't expect 11
Took or threatened to take negative or legal action 10
Problem when making payments 10
Charged fees or interest I didn't expect 8
Problem with the payoff process at the end of the loan 7
Communication tactics 7
Money was taken from your bank account on the wrong day or for the wrong amount 6
Can't contact lender 5
Can't stop withdrawals from your bank account 4
Incorrect information on your report 3
Received a loan you didn't apply for 3
Attempts to collect debt not owed 3
Charged bank acct wrong day or amt 3
Improper contact or sharing of info 3
Taking/threatening an illegal action 3
Can't contact lender or servicer 2
Cont'd attempts collect debt not owed 2
False statements or representation 2
Payment to acct not credited 2

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 9 100%
2015 12 91.7%
2016 4 100%
2017 11 100%
2018 7 85.7%
2019 14 100%
2020 11 100%
2021 6 100%
2022 4 100%
2023 9 100%
2024 11 100%
2025 21 100%
2026 12 100%

Source: CFPB Consumer Complaint Database

Cash Express, LLC spreads across product buckets

Cash Express, LLC's 136 logged complaints stay concentrated: only 12 states show a filing. 51.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-22.

Cash Express, LLC answers 98.5% of complaints inside the CFPB's tracked window and closes 94.1% with a written explanation. 3.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Struggling to pay your loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cash Express, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Cash Express, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Cash Express, LLC (98.5% timely; 3.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix