CFPB · Single-product concentration

Kramer & Frank, P.C.

136 CFPB complaints · 92.6% in "Debt collection" · top issue Took or threatened to take negative or legal action.

136 CFPB complaints

Kramer & Frank, P.C.: 92.6% of 136 CFPB complaints sit in "Debt collection". Timely 97.1% · relief 34.6%. Allegations, not findings.

  • Single-product concentration
  • +900% filings 2012 to 2026

CFPB relief outcome brief

CCDB company kramer-frank-p-c

34.6% relief · 97.1% timely · 136 filings · Debt collection

Nearest relief peer: Harris & Harris, Ltd. (34.8% relief)

Kramer & Frank, P.C. (this)34.6%Cash America International, …1.5%Cash Express, LLC3.7%McNeil & Meyers Asset Manage…3.7%Northern Trust Company, The10.3%
Closed-with-relief % among Kramer & Frank, P.C. and nearest filing-volume peers

Kramer & Frank, P.C. closes 34.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Kramer & Frank, P.C.'s 136 filings include narrative text

47.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 34.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Kramer & Frank, P.C. complaint mix by product

Total complaints: 136

Kramer & Frank, P.C. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 136 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 126 complaints (92.6%), resolution 35.7% Debt collection 92.6% Student loan: 4 complaints (2.9%), resolution 25.0% Credit reporting: 2 complaints (1.5%), resolution 0.0% Debt or: 1 complaints (0.7%), resolution 0.0% Credit card: 1 complaints (0.7%), resolution 0.0% Consumer Loan: 1 complaints (0.7%), resolution 100.0% Payday loan,: 1 complaints (0.7%), resolution 0.0%
  • Debt collection 126 92.6% 36% relief
  • Student loan 4 2.9% 25% relief
  • Credit reporting 2 1.5% 0% relief
  • Debt or 1 0.7% 0% relief
  • Credit card 1 0.7% 0% relief
  • Consumer Loan 1 0.7% 100% relief
  • Payday loan, 1 0.7% 0% relief

How Kramer & Frank, P.C.'s 136 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 126
Student loan 4
Credit reporting or other personal consumer reports 2
Debt or credit management 1
Credit card 1
Consumer Loan 1
Payday loan, title loan, or personal loan 1

Concentrated filing states for Kramer & Frank, P.C.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
68.4% of this company's filings
MO93KS29AR5IL4KY1NJ1MD1AL1

Kramer & Frank, P.C. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
10
+900% vs 2012
05101520 20122014201620182020202220242026 10

Top States

State Complaints
MO 93
KS 29
AR 5
IL 4
KY 1
NJ 1
MD 1
AL 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 24
Written notification about debt 20
Attempts to collect debt not owed 19
False statements or representation 16
Communication tactics 15
Cont'd attempts collect debt not owed 10
Disclosure verification of debt 10
Threatened to contact someone or share information improperly 4
Taking/threatening an illegal action 4
Improper contact or sharing of info 3
Dealing with your lender or servicer 2
Improper use of your report 1
Confusing or missing disclosures 1
Incorrect information on your report 1
Electronic communications 1
Collection practices 1
Can't repay my loan 1
Dealing with my lender or servicer 1
Problems when you are unable to pay 1
Loan payment wasn't credited to your account 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 4 100%
2014 12 100%
2015 12 91.7%
2016 12 83.3%
2017 14 100%
2018 10 100%
2019 9 100%
2020 10 90%
2021 3 100%
2022 6 100%
2023 4 100%
2024 12 100%
2025 17 100%
2026 10 100%

Source: CFPB Consumer Complaint Database

Kramer & Frank, P.C. filings cluster in one product

Kramer & Frank, P.C.'s 136 logged complaints stay concentrated: only 8 states show a filing. 47.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-24.

Kramer & Frank, P.C. answers 97.1% of complaints inside the CFPB's tracked window and closes 63.2% with a written explanation. 34.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kramer & Frank, P.C..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Kramer & Frank, P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Kramer & Frank, P.C. (97.1% timely; 34.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration