2026 data Public-data reference. official source

CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS

38 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

38 consumer complaints filed with the CFPB

This profile shows CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS's complaint history from CFPB public records. 38 consumers have filed complaints since 2015. The company has a 78.9% timely response rate and has provided relief in 10.5% of cases.

38
Total Complaints
78.9%
Timely Response
0%
Disputed
10.5%
Relief Provided
16
States Active
2015
Since

Total complaints

38

Filed since 2015

Timely response

78.9%

CFPB-tracked response window

Relief rate

10.5%

Closed with monetary or non-monetary relief

Timely response rate 78.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.5%
Industry median

Share closed with monetary or non-monetary relief.

CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS complaint mix by product

Total complaints: 38

CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 38 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 35 complaints (92.1%), resolution 11.4% Mortgage 92.1% Credit reporting,: 2 complaints (5.3%), resolution 0.0% Credit reporting: 1 complaints (2.6%), resolution 0.0%
  • Mortgage 35 92.1% 11% relief
  • Credit reporting, 2 5.3% 0% relief
  • Credit reporting 1 2.6% 0% relief

How CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS's 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 35
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting or other personal consumer reports 1

Top States

State Complaints
GA 5
SC 5
TX 4
OH 4
NC 4
PA 2
NV 2
CA 2
NY 2
TN 2
VA 1
UT 1
OK 1
FL 1
NJ 1
IL 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 10
Trouble during payment process 9
Closing on a mortgage 7
Struggling to pay mortgage 5
Improper use of your report 3
Settlement process and costs 2
Problem with a company's investigation into an existing problem 1
Application, originator, mortgage broker 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2016 2 100%
2017 5 80%
2019 1 0%
2020 1 0%
2021 4 75%
2022 3 66.7%
2023 7 71.4%
2024 3 100%
2025 5 100%
2026 6 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS

CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS has accumulated 38 consumer complaints in the CFPB public database, with filings active across 16 U.S. states. Of those submissions, 14 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS reports a 78.9% timely-response rate and has closed 86.8% of cases with a written explanation to the consumer. 10.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS have?

CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS has received 38 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS respond to complaints on time?

CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS has a 78.9% timely response rate to CFPB complaints.

What is the most common complaint about CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS?

The most common issue reported against CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

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