CFPB · Single-product concentration

Calcon Mutual Mortgage LLC Dba Onetrust Home Loans

61 CFPB complaints · 93.4% in "Mortgage" · top issue Trouble during payment process.

61 CFPB complaints

Calcon Mutual Mortgage LLC Dba Onetrust Home Loans: 93.4% of 61 CFPB complaints sit in "Mortgage". Timely 85.2% · relief 9.8%. Allegations, not findings.

  • Single-product concentration
  • +900% filings 2015 to 2026

CFPB relief outcome brief

CCDB company calcon-mutual-mortgage-llc-dba-onetrust-home-loans

9.8% relief · 85.2% timely · 61 filings · Mortgage

Nearest relief peer: Primary Residential Mortgage (10% relief)

Calcon Mutual Mortgage LLC D…9.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Calcon Mutual Mortgage LLC Dba Onetrust Home Loans and nearest filing-volume peers

Calcon Mutual Mortgage LLC Dba Onetrust Home Loans closes 9.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Calcon Mutual Mortgage LLC Dba Onetrust Home Loans's 61 filings include narrative text

57.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 85.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Calcon Mutual Mortgage LLC Dba Onetrust Home Loans complaint mix by product

Total complaints: 61

Calcon Mutual Mortgage LLC Dba Onetrust Home Loans complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 61 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 57 complaints (93.4%), resolution 10.5% Mortgage 93.4% Credit reporting,: 3 complaints (4.9%), resolution 0.0% Credit reporting: 1 complaints (1.6%), resolution 0.0%
  • Mortgage 57 93.4% 11% relief
  • Credit reporting, 3 4.9% 0% relief
  • Credit reporting 1 1.6% 0% relief

How Calcon Mutual Mortgage LLC Dba Onetrust Home Loans's 61 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 57
Credit reporting, credit repair services, or other personal consumer reports 3
Credit reporting or other personal consumer reports 1

Where Calcon Mutual Mortgage LLC Dba Onetrust Home Loans complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
13.1% of this company's filings
GA8SC8PA8CA5OH5TX5NC4FL3

Calcon Mutual Mortgage LLC Dba Onetrust Home Loans rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
10
+900% vs 2015
051015 201520162017201820192020202120222023202420252026 10

Top States

State Complaints
GA 8
SC 8
PA 8
CA 5
OH 5
TX 5
NC 4
FL 3
VA 3
TN 2
NV 2
NY 2
ID 1
NJ 1
OK 1
IL 1
UT 1
PR 1

Top Issues

Issue Complaints
Trouble during payment process 18
Closing on a mortgage 13
Applying for a mortgage or refinancing an existing mortgage 13
Struggling to pay mortgage 7
Improper use of your report 4
Problem with a company's investigation into an existing problem 2
Application, originator, mortgage broker 2
Settlement process and costs 2

Yearly Trend

Year Complaints Timely
2015 1 0%
2016 3 100%
2017 6 83.3%
2018 1 100%
2019 1 0%
2020 2 50%
2021 7 71.4%
2022 4 75%
2023 9 77.8%
2024 6 100%
2025 11 100%
2026 10 100%

Source: CFPB Consumer Complaint Database

Calcon Mutual Mortgage LLC Dba Onetrust Home Loans filings cluster in one product

Calcon Mutual Mortgage LLC Dba Onetrust Home Loans's 61 logged complaints stay concentrated: only 18 states show a filing. 57.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-04-23.

Calcon Mutual Mortgage LLC Dba Onetrust Home Loans answers 85.2% of complaints inside the CFPB's tracked window and closes 90.2% with a written explanation. 9.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Calcon Mutual Mortgage LLC Dba Onetrust Home Loans.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Calcon Mutual Mortgage LLC Dba Onetrust Home Loans: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Calcon Mutual Mortgage LLC Dba Onetrust Home Loans (85.2% timely; 9.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration