CFPB · Diversified product mix
BYS, LLC. d/b/a Boost Your Score
24 CFPB complaints · diversified mix (top product 25%) · top issue Problem with additional add-on products or services.
BYS, LLC. d/b/a Boost Your Score: top product "Payday loan, title loan, personal loan, or advance loan" is only 25% of 24 - multi-bucket mix. Timely 95.8% · relief 4.2%. Allegations, not findings.
- Diversified product mix
- -70% filings 2024 to 2026
CFPB relief outcome brief
CCDB company bys-llc-d-b-a-boost-your-score
4.2% relief · 95.8% timely · 24 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: Rosebud Economic Development Corporation (4.3% relief)
BYS, LLC. d/b/a Boost Your Score closes 4.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of BYS, LLC. d/b/a Boost Your Score's 24 filings include narrative text
58.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
BYS, LLC. d/b/a Boost Your Score complaint mix by product
- Payday loan, 6 25.0% – 0% relief
- Credit card 5 20.8% – 0% relief
- Debt or 5 20.8% – 0% relief
- Checking or 3 12.5% – 0% relief
- Credit reporting 3 12.5% – 33% relief
- Debt collection 2 8.3% – 0% relief
How BYS, LLC. d/b/a Boost Your Score's 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 6 |
| Credit card | 5 |
| Debt or credit management | 5 |
| Checking or savings account | 3 |
| Credit reporting or other personal consumer reports | 3 |
| Debt collection | 2 |
Where BYS, LLC. d/b/a Boost Your Score complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 25% of this company's filings
BYS, LLC. d/b/a Boost Your Score falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -70% vs 2024
Top States
| State | Complaints |
|---|---|
| TX | 6 |
| CA | 4 |
| PA | 4 |
| FL | 2 |
| NJ | 2 |
| NC | 1 |
| OH | 1 |
| MI | 1 |
| IL | 1 |
| NY | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with additional add-on products or services | 3 |
| Charged upfront or unexpected fees | 3 |
| Incorrect information on your report | 3 |
| Closing your account | 2 |
| Problem with a lender or other company charging your account | 2 |
| False statements or representation | 2 |
| Problem with customer service | 1 |
| Closing an account | 1 |
| Problems receiving the advance | 1 |
| Didn't provide services promised | 1 |
| Improper use of your report | 1 |
| Getting a credit card | 1 |
| Other features, terms, or problems | 1 |
| Problem when making payments | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 10 | 100% |
| 2025 | 11 | 90.9% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
BYS, LLC. d/b/a Boost Your Score spreads across product buckets
BYS, LLC. d/b/a Boost Your Score's 24 logged complaints stay concentrated: only 11 states show a filing. 58.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-05-30.
BYS, LLC. d/b/a Boost Your Score answers 95.8% of complaints inside the CFPB's tracked window and closes 95.8% with a written explanation. 4.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Problem with additional add-on products or services."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about BYS, LLC. d/b/a Boost Your Score.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for BYS, LLC. d/b/a Boost Your Score: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 24.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for BYS, LLC. d/b/a Boost Your Score (95.8% timely; 4.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix