BYS, LLC. d/b/a Boost Your Score
24 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
BYS, LLC. d/b/a Boost Your Score complaint mix by product
- Payday loan, 6 25.0% – 0% relief
- Credit card 5 20.8% – 0% relief
- Debt or 5 20.8% – 0% relief
- Checking or 3 12.5% – 0% relief
- Credit reporting 3 12.5% – 33% relief
- Debt collection 2 8.3% – 0% relief
How BYS, LLC. d/b/a Boost Your Score's 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 6 |
| Credit card | 5 |
| Debt or credit management | 5 |
| Checking or savings account | 3 |
| Credit reporting or other personal consumer reports | 3 |
| Debt collection | 2 |
Top States
| State | Complaints |
|---|---|
| TX | 6 |
| CA | 4 |
| PA | 4 |
| FL | 2 |
| NJ | 2 |
| NC | 1 |
| OH | 1 |
| MI | 1 |
| IL | 1 |
| NY | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with additional add-on products or services | 3 |
| Charged upfront or unexpected fees | 3 |
| Incorrect information on your report | 3 |
| Closing your account | 2 |
| Problem with a lender or other company charging your account | 2 |
| False statements or representation | 2 |
| Problem with customer service | 1 |
| Closing an account | 1 |
| Problems receiving the advance | 1 |
| Didn't provide services promised | 1 |
| Improper use of your report | 1 |
| Getting a credit card | 1 |
| Other features, terms, or problems | 1 |
| Problem when making payments | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 10 | 100% |
| 2025 | 11 | 90.9% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About BYS, LLC. d/b/a Boost Your Score
BYS, LLC. d/b/a Boost Your Score's 24 logged complaints stay concentrated: only 11 states show a filing on record. 58.3% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2024 through 2026-05-30.
BYS, LLC. d/b/a Boost Your Score answers 95.8% of complaints inside the CFPB's tracked window and closes 95.8% with a written explanation. 4.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Problem with additional add-on products or services."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about BYS, LLC. d/b/a Boost Your Score.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does BYS, LLC. d/b/a Boost Your Score have?
24, per the CFPB's public complaint count for this company (see the full breakdown above).
Does BYS, LLC. d/b/a Boost Your Score respond to complaints on time?
95.8% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about BYS, LLC. d/b/a Boost Your Score?
"Problem with additional add-on products or services", filed under the "Payday loan, title loan, personal loan, or advance loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.