2026 data Public-data reference. official source

BYS, LLC. d/b/a Boost Your Score

20 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

20 consumer complaints filed with the CFPB

This profile shows BYS, LLC. d/b/a Boost Your Score's complaint history from CFPB public records. 20 consumers have filed complaints since 2024. The company has a 95% timely response rate and has provided relief in 5% of cases.

20
Total Complaints
95%
Timely Response
0%
Disputed
5%
Relief Provided
8
States Active
2024
Since

Total complaints

20

Filed since 2024

Timely response

95%

CFPB-tracked response window

Relief rate

5%

Closed with monetary or non-monetary relief

Timely response rate 95.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.0%
Industry median

Share closed with monetary or non-monetary relief.

BYS, LLC. d/b/a Boost Your Score complaint mix by product

Total complaints: 20

BYS, LLC. d/b/a Boost Your Score complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 20 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 6 complaints (30.0%), resolution 0.0% Payday loan, 30.0% Credit card: 4 complaints (20.0%), resolution 0.0% Credit card 20.0% Debt or: 4 complaints (20.0%), resolution 0.0% Debt or 20.0% Credit reporting: 3 complaints (15.0%), resolution 33.3% Credit reporting 15.0% Checking or: 2 complaints (10.0%), resolution 0.0% Checking or 10.0% Debt collection: 1 complaints (5.0%), resolution 0.0%
  • Payday loan, 6 30.0% 0% relief
  • Credit card 4 20.0% 0% relief
  • Debt or 4 20.0% 0% relief
  • Credit reporting 3 15.0% 33% relief
  • Checking or 2 10.0% 0% relief
  • Debt collection 1 5.0% 0% relief

How BYS, LLC. d/b/a Boost Your Score's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 6
Credit card 4
Debt or credit management 4
Credit reporting or other personal consumer reports 3
Checking or savings account 2
Debt collection 1

Top States

State Complaints
TX 6
CA 4
PA 4
NJ 2
MI 1
FL 1
VA 1
NY 1

Top Issues

Issue Complaints
Problem with additional add-on products or services 3
Incorrect information on your report 3
Problem with a lender or other company charging your account 2
Charged upfront or unexpected fees 2
False statements or representation 1
Closing your account 1
Improper use of your report 1
Problem when making payments 1
Didn't provide services promised 1
Problems receiving the advance 1
Other features, terms, or problems 1
Problem with customer service 1
Getting a credit card 1
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2024 7 100%
2025 11 90.9%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About BYS, LLC. d/b/a Boost Your Score

BYS, LLC. d/b/a Boost Your Score has accumulated 20 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 11 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, BYS, LLC. d/b/a Boost Your Score reports a 95% timely-response rate and has closed 95% of cases with a written explanation to the consumer. 5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, personal loan, or advance loan", and the single most common underlying issue is "Problem with additional add-on products or services".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating BYS, LLC. d/b/a Boost Your Score: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does BYS, LLC. d/b/a Boost Your Score have?

BYS, LLC. d/b/a Boost Your Score has received 20 consumer complaints filed with the Consumer Financial Protection Bureau.

Does BYS, LLC. d/b/a Boost Your Score respond to complaints on time?

BYS, LLC. d/b/a Boost Your Score has a 95% timely response rate to CFPB complaints.

What is the most common complaint about BYS, LLC. d/b/a Boost Your Score?

The most common issue reported against BYS, LLC. d/b/a Boost Your Score is "Problem with additional add-on products or services" in the "Payday loan, title loan, personal loan, or advance loan" product category.

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