CFPB · Single-product concentration

Bowen & Associates Recovery, Inc

13 CFPB complaints · 100% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

13 CFPB complaints

Bowen & Associates Recovery, Inc: 100% of 13 CFPB complaints sit in "Debt collection". Timely 61.5% · relief 7.7%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2014 to 2020

CFPB relief outcome brief

CCDB company bowen-associates-recovery-inc

7.7% relief · 61.5% timely · 13 filings · Debt collection

Nearest relief peer: Acima Credit, LLC (7.7% relief)

Bowen & Associates Recovery,…7.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Bowen & Associates Recovery, Inc and nearest filing-volume peers

Bowen & Associates Recovery, Inc closes 7.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Bowen & Associates Recovery, Inc's 13 filings include narrative text

46.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 61.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Bowen & Associates Recovery, Inc complaint mix by product

Total complaints: 13

Bowen & Associates Recovery, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 13 complaints (100.0%), resolution 7.7% Debt collection 100.0%
  • Debt collection 13 100.0% 8% relief

How Bowen & Associates Recovery, Inc's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 13

Where Bowen & Associates Recovery, Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
23.1% of this company's filings
TX3AZ2FL2GA1IN1DE1KS1IA1

Bowen & Associates Recovery, Inc complaints by year

Annual filing volume from the CFPB public database

Trend in view
2020
1
0% vs 2014
012345 2014201520162017201820192020 1

Top States

State Complaints
TX 3
AZ 2
FL 2
GA 1
IN 1
DE 1
KS 1
IA 1
MS 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 5
Communication tactics 4
Threatened to contact someone or share information improperly 1
Taking/threatening an illegal action 1
Took or threatened to take negative or legal action 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2014 1 0%
2015 2 50%
2016 1 0%
2017 4 75%
2018 2 100%
2019 2 100%
2020 1 0%

Source: CFPB Consumer Complaint Database

Bowen & Associates Recovery, Inc filings cluster in one product

Bowen & Associates Recovery, Inc's 13 logged complaints stay concentrated: only 9 states show a filing. 46.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2020-01-21.

Bowen & Associates Recovery, Inc answers 61.5% of complaints inside the CFPB's tracked window and closes 76.9% with a written explanation. 7.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bowen & Associates Recovery, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Bowen & Associates Recovery, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Bowen & Associates Recovery, Inc (61.5% timely; 7.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration