CFPB · Mid-pack CFPB posture

BOC Capital Corp.

6 CFPB complaints · 2 states · top issue Improper use of your report.

6 CFPB complaints

BOC Capital Corp. has 6 consumer complaints in the CFPB public database. Timely response is 33.3%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +200% filings 2023 to 2025

CFPB relief outcome brief

CCDB company boc-capital-corp

0% relief · 33.3% timely · 6 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

BOC Capital Corp. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among BOC Capital Corp. and nearest filing-volume peers

BOC Capital Corp. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

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Timely response rate 33.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

BOC Capital Corp. complaint mix by product

Total complaints: 6

BOC Capital Corp. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 4 complaints (66.7%), resolution 0.0% Credit reporting 66.7% Credit reporting,: 1 complaints (16.7%), resolution 0.0% Credit reporting, 16.7% Payday loan,: 1 complaints (16.7%), resolution 0.0% Payday loan, 16.7%
  • Credit reporting 4 66.7% 0% relief
  • Credit reporting, 1 16.7% 0% relief
  • Payday loan, 1 16.7% 0% relief

How BOC Capital Corp.'s 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 4
Credit reporting, credit repair services, or other personal consumer reports 1
Payday loan, title loan, personal loan, or advance loan 1

Concentrated filing states for BOC Capital Corp.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
50% of this company's filings
NY3NJ3

BOC Capital Corp. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
3
+200% vs 2023
0.511.522.533.5 202320242025 3

Top States

State Complaints
NY 3
NJ 3

Top Issues

Issue Complaints
Improper use of your report 3
Incorrect information on your report 2
Getting a line of credit 1

Yearly Trend

Year Complaints Timely
2023 1 100%
2024 2 50%
2025 3 0%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about BOC Capital Corp.

BOC Capital Corp.'s 6 logged complaints stay concentrated: only 2 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2025-11-06.

BOC Capital Corp. answers 33.3% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about BOC Capital Corp..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for BOC Capital Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for BOC Capital Corp. (33.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture