CFPB · Single-product concentration

Blend Labs, Inc.

15 CFPB complaints · 86.7% in "Credit reporting or other personal consumer reports" · top issue Incorrect information on your report.

15 CFPB complaints

Blend Labs, Inc.: 86.7% of 15 CFPB complaints sit in "Credit reporting or other personal consumer reports". Timely 86.7% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -75% filings 2024 to 2026

CFPB relief outcome brief

CCDB company blend-labs-inc

0% relief · 86.7% timely · 15 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Blend Labs, Inc. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Blend Labs, Inc. and nearest filing-volume peers

Blend Labs, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 15 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 86.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Blend Labs, Inc. complaint mix by product

Total complaints: 15

Blend Labs, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 13 complaints (86.7%), resolution 0.0% Credit reporting 86.7% Debt collection: 2 complaints (13.3%), resolution 0.0% Debt collection 13.3%
  • Credit reporting 13 86.7% 0% relief
  • Debt collection 2 13.3% 0% relief

How Blend Labs, Inc.'s 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 13
Debt collection 2

Where Blend Labs, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
26.7% of this company's filings
FL4NM2IL2KS1CA1PA1TX1MO1

Blend Labs, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-75% vs 2024
0246810 202420252026 2

Top States

State Complaints
FL 4
NM 2
IL 2
KS 1
CA 1
PA 1
TX 1
MO 1
OH 1
MS 1

Top Issues

Issue Complaints
Incorrect information on your report 5
Unable to get your credit report or credit score 3
Improper use of your report 3
Problem with fraud alerts or security freezes 2
Attempts to collect debt not owed 2

Yearly Trend

Year Complaints Timely
2024 8 100%
2025 5 60%
2026 2 100%

Source: CFPB Consumer Complaint Database

Blend Labs, Inc. filings cluster in one product

Blend Labs, Inc.'s 15 logged complaints stay concentrated: only 10 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-06-23.

Blend Labs, Inc. answers 86.7% of complaints inside the CFPB's tracked window and closes 93.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Blend Labs, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Blend Labs, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Blend Labs, Inc. (86.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration